Refinancing your mortgage home loan.

Refinance Loans

Lower your Mortgage Payments or Drop your Interest Rate

Ready to refinance your mortgage home loan? How will this all work? We all know that the economy has been tough on the housing market, that is why the government has introduced new refinance opportunities for homeowners who have lost equity in their homes. These new refinance plans will allow these homeowners to take advantage of the historically low interest rates that have been made available today.

Get Quote








Get Started in Seconds:
Property Details:
Zip Code:
Tell us your situation and goals:
Basic Info:
Full Name
What is your Credit Score?
Contact Info:
Email Address
Phone Number

By clicking "Submit", you consent to receive calls and texts at the number you provided, including marketing by autodialer and prerecorded and artificial voice, and email, from Riverbank Finance LLC about your inquiry and other home-related matters, but not as a condition of any purchase; this applies regardless of whether you check, or leave un-checked, any box above. You also agree to our Privacy Policy and Terms of Use regarding the information relating to you. Msg/data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. This no obligation inquiry does not constitute a mortgage application. To apply now or get immediate assistance, call us at 1-800-555-2098.

Benefits of Refinancing your Mortgage

Each homeowner may have different goals for their mortgage. Whether you are interested in lowering your mortgage payments, lowering your interest rate or paying off your home loan early, a refinance may be the right choice. Speak with a loan officer and share your financial goals. We will be happy to recommend refinance loan options to fit your situation.

  • Lock into a fixed rate mortgage
  • Lower your home loan payments
  • Consolidate high-interest debt into one home loan
  • Get cash out of your home's equity
  • Shorten your mortgage term
  • Pay off your home loan faster

What is your goal for your mortgage refinance?

Riverbank Finance offers mortgage refinance programs for all types of home owners. Tell us what your refinancing goals are and we will help to review benefits of a home loan refinance for your family.

Popular Mortgage Refinance Home Loans

Each homeowner has a different financial situation and may be eligible for different home loan options. Below are some of the top refinance home loan options. Whether you have substantial equity in your home or if you are underwater on your mortgage, we have home loan options to assist you.

30 Year Fixed Rate Loan Refinance

We recommend a 30 Year Fixed Mortgage to lock in your payments for the life of your loan. Refinancing to a 30 year fixed will allow you to have comfortable home loan payments. With fixed payments, your mortgage refinance will be a smart safe refinance choice.

What is a Jumbo Loan Refinance?

We specialize in Jumbo Loan Mortgage refinancing for large home loans. If you owe over the $417,000 limit in most areas, a Jumbo loan refinance may be right for you. We offer low payment Jumbo ARMs up to a 30 year fixed jumbo loan refinance.

15 Year Fixed Rate Loan Refinance

To pay off your home loan quickly, we recommend a 15 Year Fixed Mortgage. Refinancing to a 15 year fixed mortgage will allow you to take advantage of very low mortgage rates and be debt free in half the time of a standard 30 year fixed rate mortgage.

Refinance to Lower Your Mortgage Payment

Try an Adjustable Rate Mortgage (ARM) for the lowest mortgage refinance payments. While an ARM refinance may not be the best home loan for most home owners due to the extra risk, those that are comfortable with their loan terms may save big!

HARP Refinance Mortgage Program

"I also want to point out that millions of other households could benefit from historically low interest rates if they refinance, though many don't know that this opportunity is available to them... an opportunity that could save families hundreds of dollars each month. And the efforts we are taking to stabilize mortgage markets will help these borrowers to secure more affordable terms, too." - President Barak Obama

A HARP Refinance may allow a home owner to refinance to a lower mortgage rate or shorten their mortgage term regardless of the home's current value.

FHA Streamline Refinance Program

"Refinance your mortgage with no appraisal, no income documentation, no application fees and limited paperwork!"

A FHA Streamline Refinance is a mortgage option only available to homeowners that currently have a FHA mortgage. It may allow a homeowner to refinance to a lower mortgage rate or shorten their mortgage term regardless of the home's current value. Many times there are no closing costs and a home owner can skip up to two mortgage payments.

Google Rating
Based on 772 Reviews