Family with a 15 year fixed rate mortgage

15 Year Fixed Rate Mortgage

A 15 Year Fixed Rate Mortgage will allow you to have the lowest interest rates and pay off your home loan quickly. This is a traditional type of loan that offers the security of consistent monthly payments. If you do not plan on moving or selling your home in the next few years we would recommend choosing the 15 Year Fixed Rate Mortgage for your next mortgage to take advantage of some of the lowest interest rates in history.

  • 15 Year Mortgage Benefits

    The 15 year mortgage offers many benefits including a predictable monthly payment. With a 15 year term, borrowers will most likely benefit from the lowest interest rates availale for both purchase and refinance loans. The payment will also be fixed at the interest rate for the entire life of the loan. Borrowers still have the option to pay down the principal balance by paying more than the minimum payment.

  • Want a Lower Payment?

    A 30 year fixed rate mortgage is a great way to purchase or refinance and save on your monthly payments. Like the 15 year loan, the 30 year term also offers fixed monthly payments. Typically the payments will be lower because the principal balance is paid off over 30 years rather than a shortened term of 15 years.

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