If now is the time in life when you are ready to purchase a home in Michigan then it is very important that you do proper research to make sure you are working with the best Michigan Mortgage Company to help with your specific situation. As we always say, "no two mortgages are alike" meaning that there are several mortgage programs like a 30 year fixed mortgage or FHA mortgage that are similar however the borrowers themselves are always different.
How is a Mortgage Company different than a bank?
If you choose to walk into a retail location, such as a local bank, then you will be another number with very strict mortgage options that may not fit your objectives and goals. If do not have 2 years on the same job, 2 years of established credit history, 20% down payment and high credit scores then you may want to consider speaking with a Michigan Mortgage Company like Riverbank Finance LLC.