Ready to Refinance Your Mortgage?

Lower your Mortgage Payments and Drop your Interest Rate

Ready to refinance? How will this all work? We all know that the economy has been tough on the housing market, that is why the government has introduced new refinance opportunities for homeowners who have lost equity in their homes. These new refinance plans will allow these homeowners to take advantage of the historically low interest rates that have been made available today.

What are the benefits of Refinancing?

* Lock into a fixed rate * Lower your payments * Consolidate high-interest debt * Pull cash out of your home's equity

What is your goal for your mortgage?

Riverbank Mortgage offers mortgage refinance programs for all types of home owners.

Moving in a couple years and want the lowest possible payment?

Try an Adjustable Rate Mortgage (ARM).

Do you owe more than the Conventional Limits on your loan?

We specialize in Jumbo Loan Mortgage programs.

Simply want the security of a fixed payment?

Perfect. We recommend a 30 Year Fixed Mortgage to lock in your payments for the life of your loan.

President Obama urges American Families to Refinance

"I also want to point out that millions of other households could benefit from historically low interest rates if they refinance, though many don't know that this opportunity is available to them... an opportunity that could save families hundreds of dollars each month. And the efforts we are taking to stabilize mortgage markets will help these borrowers to secure more affordable terms, too."- President Barak Obama