Family with a 30 year fixed rate mortgage.

A 30 Year Fixed Rate Mortgage will maintain the same interest rate for the life of the loan. This is a traditional type of loan that offers the security of consistent monthly payments. If you do not plan on moving or selling your home in the next few years we would recommend choosing the 30 Year Fixed Rate Mortgage for your home loan.

  • + -

    30 Year Mortgage Benefits

    There are several benefits to a 30 year mortgage. The main benefit is consistency and predictability of payments. This loan term is the most popular loan term in the United States because it makes homes affordable and provides a stable payment option for home owners. If you wish to pay your loan off sooner than 30 years to save interest then you can always make larger payments or pay your loan bi-weekly to build equity faster.

  • + -

    Want to pay off your 30 year mortgage faster?

    The downside to a 30 year fixed rate mortgage is that it will take nearly half a life time to pay off for many people. One way to avoid this is to pay extra on your payments which will go directly to the principal balance as mentioned above. If you are sure you have the extra money in your budget to pay off your loan faster then a 15 year fixed rate mortgage is a great way to lower your interest rate and pay off your mortgage fast!

30 Year Fixed Rate Mortgage Application

Secure No Obligation Free Expert Advice

Click to Add Co-Borrower

Security Check

To unlock application click lock below
Note: This security check is because you came directly to this page.

Online Security Policy: By submitting information, I authorize Riverbank Finance LLC to contact me via telephone, mobile device (texts) and/or email, including automated means even if your telephone number is currently listed on any state, federal or corporate Do Not Call list. This no obligation inquiry does not constitute a mortgage application. To apply now or get immediate assistance, call us at 1-800-555-2098.