About Riverbank Finance Grand Rapids Mortgage Company

About Riverbank Finance LLC the Grand Rapids Mortgage Company.

About Riverbank Finance

Riverbank Finance is a locally owned independent mortgage broker in Grand Rapids, MI. We offer residential home loans for both refinancing and new home purchases. Our extensive list of mortgage programs allows us to offer some of the most competitive mortgage rates and home loan options in Michigan.

As a true mortgage broker, our lending partners compete for our business by offering our clients a wide varitey of home loan options at some of the lowest rates in the industry. Our home loan options include a line-up of loan programs for perfect credit borrowers and even clients with bumps in their credit past.

Our staff of highly trained, experienced mortgage professionals make the mortgage process easy while providing a high level of customer service. We hire only the best licensed loan officers and hand pick our employees to ensure they fit our high standard of ethics. This has proven to be a winning combination to meet the needs of our borrowers.

Anthony Bird and Joshua Woodwyk founded Riverbank Finance LLC in 2011. Our purpose was to provide a combination of low rates and fees with a wide range of produces as a true independent mortgage broker. Both owners are active in the operations of the company on a day to day basis and are producing loan officers.

Riverbank is not a mega bank or online only lender where you cannot reach a person with a phone call. If you have a question or concern, call and ask to talk to the owners and get help from the top level management. With over 25+ years in combined mortgage and real estate experience, Anthony and Josh take pride in providing the highest level of customer satisfaction. Do not just take it from us, read our Google Reviews and hear what our clients have to say!

Being a local mortgage broker enables our company to offer low cost home loans with a high lever of customer service. We take pride in serving our local community and saving them thousands compared to the big banks and lenders. It is a rewarding thing knowing that we help become a part of someone's life in such a positive way.
Meet the Riverbank Team

VISION STATEMENT

“To be the best place to get a home loan.”

MISSION STATEMENT

“Be the best mortgage broker by making the home loan process easy, offering low cost mortgages with the best loan experts in the industry.”

CLIENT TESTIMONIALS

Our Company Reviews
Client Testimonials for a Grand Rapids Mortgage Clients
4.9 Stars out of 966 Google Reviews

Read our mortgage company reviews and see what our clients are saying about us on Google Reviews. If you are a past client, take a moment and let others know how we were able to help you and your family buy a home or refinance and save money!

Read Our Reviews
Google Review Client Testimonials
  • Kerry Barnett Client Review
    Feb 18, 2026 5 Star Review
    I have worked with Damon and the team at Riverbank Finance for both new home finance and refinance mortgages. They are professional, efficient and thorough. They respect the process and provide a comprehensive assist throughout the entire journey. I recommend them to my family and friends as they have established trust with me. They make a daunting task much easier to understand and follow.
  • Makenna Wood Client Review
    Jan 23, 2026 5 Star Review
    Damon was the person who helped us long with Erica and Kim. They were all AMAZING!! They always stayed in touch as much as they could and made the process very quick! We move into our new home next Tuesday with the help of Damon and his team! Thank you all so much????
  • janet Client Review
    Feb 03, 2026 5 Star Review
    I am not sure where to start. First I was turned down by 3 banks because I owned a Manufactured Home. I was about to give up when Tomas Frezghi from Riverbank Finance came into my life. He assured me he could help, though I had my doubts. My home was built before Hud took over, which made a loan on it almost impossible. I am a widow on social security and my credit score was just OK. He led me step by step. Always answered my text in a very timely manner, and today I have my loan and on the best possible terms. If you need someone to be in your corner and think a loan is impossible, don't give up. Call Tomas and just talk to him. Let him spin his magic.
  • Terry Casteel Client Review
    Jan 21, 2026 1 Star Review
    Initial phone call was great, but once we neared our closing date things got rough. First, they failed to inform us that our loan wouldn't be funded on the day of the closing. This not only upset the seller, but didn't allow us to move in on our closing date. Once we got past that, they said the paperwork would be overnighted and it would be funded 3-4 days later (closed on Friday and they said by Wednesday it would fund). Half way through Wednesday we followed up to check the status and was informed that they just received the file and that it now wouldn't be funded for another day. I've purchased several homes, but this transaction was the worst and instead of being apologetic, Riverbank praised themselves for such a speedy time frame to get to closing. I will NOT be using them again in the future.
  • Roger Van Duinen Client Review
    Dec 29, 2025 5 Star Review
    Had a great experience with Tomas. He was great with communication and worked with me to make sure we could hit the closing date we were shooting for. I’ll definitely give him a call when it’s time to get another mortgage or to refi down the road
  • Caleb Brazier Client Review
    Dec 31, 2025 5 Star Review
    Tomas was very helpful throughout the whole process. He kept me up to date and was always very responsive. Id never heard of Riverbank Finance before but Id absolutely recommend them and particularly Tomas to anyone I know.
  • Allie T Client Review
    Nov 17, 2025 5 Star Review
    Anthony went absolutely above and beyond to help us. Our home buying process was a journey and as soon as we got Anthony on board it felt like I could breathe again. Even though we turned to him frantically at what seemed like the last minute, he graciously stepped in and got everything done in a very short amount of time. He was truly our saving grace. Every question we had he answered thoroughly and truly helped us get exactly what we needed.
  • Brian Wireman Client Review
    Nov 12, 2025 5 Star Review
    Sonya Doty went above and beyond. She worked with me for 3 years to put me in my home. She explained every facet of the mortgage process to me made sure I completely understood everything right down to the final signature I signed. She is an amazing agent

Michigan Membership Affiliation

  • Mortgage Brokers are Better
  • Local First of West Michigan
  • Association of Independent Mortgage Experts
  • Grand Rapids Association of Realtors
  • Grand Rapids Young Professionals Network
  • Grand Rapids Area Professionals for Excellence
Google Rating
4.9
Based on 966 Reviews