Fannie Mae Loan Lookup Tool.

For programs such as the Home Affordable Refinance Program (HARP) you may need to determine who the investor for your mortgage is to see if you are eligible for a mortgage refinance. Many people assume that your investor is the mortgage servicer that you pay each month however this is a misnomer. A mortgage services simply collects your mortgage payments and passes them on to the investor that holds your mortgage. They get paid a small fraction for this service.

Fannie Mae which is short for, Federal National Mortgage Association (FNMA), for example, is a government sponsored entity that buys and sells mortgage backed securities. Fannie Mae holds only conventional or conforming mortgages. If you have a FHA loan, Rural Housing loan or VA loan then Fannie Mae is not your investor.

Does Fannie Mae Own My loan?

The Home Affordable Refinance Program (HARP) allows underwater home owners to refinance their mortgage if Fannie Mae owns the loan.

Step One: Gather the following information to begin your loan lookup:

  • Home Loan Closing Date
  • Street Address
  • City
  • State
  • ZIP

Step Two: Visit Fannie Mae's website for the loan lookup tool at:‎

Step Three: Complete the information and click "Get Results" to confirm if Fannie Mae owns your loan. For one on one help, request information below or call a licensed loan officer at 1-800-555-2098 for immediate assistance.

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By clicking "Submit", you consent to receive calls and texts at the number you provided, including marketing by autodialer and prerecorded and artificial voice, and email, from Riverbank Finance LLC about your inquiry and other home-related matters, but not as a condition of any purchase; this applies regardless of whether you check, or leave un-checked, any box above. You also agree to our Privacy Policy and Terms of Use regarding the information relating to you. Msg/data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. This no obligation inquiry does not constitute a mortgage application. To apply now or get immediate assistance, call us at 1-800-555-2098.

Other HARP Resources

For additional resources on the Home Affordable Refinance Program for Michigan home owners visit the links below:

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