Fannie Mae Loan Lookup Tool.

Refinancing programs including the new Home Affordable Refinance Program (HARP) may require that you determine who the investor for your mortgage is to see if your loan is eligible. You cannot assume that your investor is the mortgage servicer that collects your payments each month because there is a difference between servicer and investor. Your mortgage services collects your monthly mortgage payments and services your account while passing the payments to the investor that holds your loan. They receive a small compensation for completing these task on behalf of your mortgage investor.

Ready to get started on a Freddie Mac Open Access refinance? Apply now for our Unlimited LTV Freddie Mac HARP refinance.

Freddie Mac which is short for, Federal Home Loan Mortgage Corporation (FHLMC), is a government ran entity that purchases and packages mortgage backed securities and sells them on a secondary market. Freddie Mac holds only conventional or conforming mortgages therefore if you have a FHA loan, Rural Housing loan, VA loan or Jumbo loan then Freddie Mac is not your investor.

Does Freddie Mac Own My loan?

Freddie Mac's Open Access program, under the Home Affordable Refinance Program (HARP), allows underwater homeowners to refinance their mortgage with expanded Loan-to-Value (LTV) stipulations if Freddie Mac owns the loan. Take advantage of todays amazingly low mortgage rates by refinancing your mortgage if you're an underwater homeowner. First you need to determine if Freddie Mac owns or guarantees your loan. Have the following information handy to begin your loan lookup.

Step One: Gather the following information to begin your loan lookup:

  • Home Loan Closing Date
  • Street Address
  • City
  • State
  • ZIP

Step Two: Visit Freddie Mac's website for the loan lookup tool at: www.freddiemac.com/mymortgage/

Step Three: Complete the information and click "Submit" to confirm if Freddie Mac owns your loan. For one on one help, request information below or call a licensed loan officer at 1-800-555-2098 for immediate assistance.

Freddie Mac Loan Lookup Tool Application

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Online Security Policy: By submitting information, I authorize Riverbank Finance LLC to contact me via telephone, mobile device (texts) and/or email, including automated means even if your telephone number is currently listed on any state, federal or corporate Do Not Call list. This no obligation inquiry does not constitute a mortgage application. To apply now or get immediate assistance, call us at 1-800-555-2098.

Other HARP Resources

For additional resources on the Home Affordable Refinance Program for Michigan homeowners visit the links below: