A FHA Mortgage Refinance is a program that allows you to reduce your interest rate and mortgage payments by paying off your current loan and refinancing to a new mortgage. As with any FHA loans, they are insured by the Federal Housing Administration. The federal government insures the FHA mortgage refinance lender against losses, which allows banks to offer competitive interest rates. This rate-and-term refinance is for homeowners who want a lower rate or payment and are not taking cash out — if you need to access equity, see our FHA cash-out refinance page instead.
For more information on FHA Mortgage refinancing call us at 800-555-2098 or apply online today!
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How to refinance FHA mortgages
Refinancing to an FHA mortgage can help you lower your monthly payment or move out of a higher-rate loan. FHA refinance programs have flexible qualifying guidelines that make them accessible to many homeowners.
For more information on how to refinance your FHA Mortgage call 800-555-2098 or apply online today!
What are my FHA Refinancing Loan Options?
Our loan officers at Riverbank are experienced in FHA mortgage refinance services and offer competitive FHA mortgage rates across several options:
- FHA mortgage Refinance
- Cash out FHA Mortgage Refinancing
- Streamline FHA mortgage refinance
- FHA mortgages for purchases
- Bad credit FHA refinance mortgages
- No appraisal FHA mortgage
What are the benefits of FHA Mortgage Refinance loans?
- Credit does matter - FHA loans can help establish positive credit
- No prepayment penalties if you refinance your FHA Mortgage Refinance mortgage
- Seller-paid closing costs and lower payments can free up money each month
A rate-and-term FHA Mortgage Refinance can allow for a high loan-to-value with no cash back to you. If you want to pull cash out of your equity, use our FHA cash-out refinance program instead, which is available up to 80% of your home's value for debt consolidation or home improvements.
Lower your FHA mortgage payment
See if refinancing your FHA loan can save you money — talk to a Michigan loan officer today.
Apply Now 800-555-2098