Jumbo Loan Mortgage loans in Michigan.

Jumbo Loans

A jumbo loan mortgage is any home loan that is more than the 2018 conforming limit of $453,100 according to Fannie Mae guidelines on conventional mortgages. FHA mortgages however have upper mortgage limits that are set for each county starting at the lowest loan limit of $275,665. Since most banks do not have programs available for jumbo loan mortgage products they have become one of our specialities.

Low Down Payment Jumbo Loan: We now offer Michigan Jumbo Loans with only 5% down!
Our Michigan Jumbo Mortgages are also available as a portfolio product for expanded guidelines outside of conforming limits. We have several jumbo loan mortgage programs that will put you in control of your mortgage investment.

For more information on Jumbo Loan Financing, call 800-555-2098 or apply online today!

Jumbo Loan Mortgage Application

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Jumbo Mortgage Loan Options

There are several luxury mortgage loan options that our loan officers can assit you with to meet your needs. Whether your goal is to have the lowest down payment, lowest rate, or lowest mortgage payment we have the jumbo loan solutions for you.

  • 40 Year Jumbo Mortgage
  • 30 Year Jumbo Mortgage
  • 15 Year Jumbo Mortgage
  • 3 Year Jumbo ARM
  • 5 Year Jumbo ARM
  • 7 Year Jumbo ARM
  • Interest Only Jumbo Mortgage

Choose from a 30 year fixed loan for long term security, a 3-year adjustable rate for the lowest rates or a 5-year adjustable rate mortgage. The financially savy borrower can plan their finances and benefit from historically beneficial rates. Maximize your monthly cash flow and lower your payments with a jumbo loan mortgage at low rates. Choosing a jumbo loan mortgage for your home loan from Riverbank can save you thousands of dollars over a other mortgage lenders.

Jumbo Mortgage Rates Today

Today's Jumbo mortgage rates are near record lows. Our jumbo 30 year mortgage rates will get you the best comination of low payments and security. To take advantage of the lowest rates in the industry our experience loan officers may be able to recommend a 3 year ARM or a 5 year ARM. Let us know your goals and we will hand craft a mortgage program just for you.

Jumbo Loan Down Payment Requirements

Riverbank offers jumbo loan mortgage programs up to 95% of the value of your home. If you are purchasing a home over $453,100 then you may need 5% as your down payment to qualify for most jumbo mortgage programs. Keep in mind that your home loan may not need to be a jumbo mortgage if you are in a higher cost area such as Hawaii, Alaska, California or Guam where the conforming mortgage limit is $679,650. For more information view our blog post on Michigan Jumbo Mortgage Limits.

For more information on Jumbo Loan Financing, call 800-555-2098 or apply online today!