Michigan Jumbo  mortgage in Michigan.

Riverbank specializes in Michigan jumbo mortgages and refinancing for your loans over $726,200. We have partnered with a large financial firm that allows us to offer jumbo loans in Michigan that are outside of conforming mortgage programs set by Fannie Mae and Freddie Mac. Unlike other mortgage lenders and banks, we have a variety of mortgage options that will allow you flexible financing terms up to 5 million dollars on your luxury home in Michigan.

Low Down Payment Jumbo Loan: We now offer Michigan Jumbo Loans with only 3.5% down!!

For more information on Jumbo Loan Financing, call 800-555-2098 or apply online today!

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    Michigan Jumbo Mortgage Programs

    As banks tighten their lending guidelines, less jumbo mortgage programs are available in Michigan. Here are Riverbank, we offer Super Conforming Jumbo loans which are agency jumbo mortgages sold through most banks to Fannie Mae and Freddie Mac, as well as portfolio jumbo loans. This allows us to offer higher loan to value (LTV) ratios than other banks and more flexible credit guidelines. We have several jumbo loan mortgage programs that will allow you to chose from the lowest rates available and pick your payment to best fit your needs.

    30 year fixed loans are available for for long term security on your mortgage investment but also we offer remarkably low rates for our ARM products. The financially educated borrower can plan their finances and benefit from historically beneficial rates. Choosing a jumbo loan mortgage for your home loan from Riverbank can save you thousands of dollars over a other mortgage lenders.

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    Jumbo Mortgage Limits in Michigan

    Any mortgage over the conforming limit of $726,200 is considered a Jumbo Mortgage in the state of Michigan. This is slightly different for FHA loans where each county has a specific mortgage limit. For example, Kent County has a maximum FHA loan limit of $420,680 however the jumbo loan limit is still $726,200 for the entire state of Michigan. Visit our information section for more information about 2023 Jumbo Mortgage limits.

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