Grand Rapids Home Loan | Michigan Mortgage Loans

Riverbank Finance is a Grand Rapids mortgage company that offers Home Loans and serves all of Michigan for new purchase mortgages and home loan refinancing.

Purchase Loan

Get Pre-Approved to buy a home online in minutes with our quick close home loan options!

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Refinance Loan

Refinance your mortgage to a low rate and save with our easy close refinance home loans.

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Home Purchase
& Refinance Loans

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Loan Application

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Home Equity Loans now available to access equity from your home without refinancing. Use a Michigan HELOC Loan to get cash for home improvements, debt consolidation and more!

FHA Mortgage
USDA Home Loans
VA Home Loan
Michigan Home Loans

FHA Mortgage Loans in Michigan

FHA mortgage loans are a great option for first time home buyers or clients with bumps in their past credit. This flexible home loan option may allow you to buy a home with as low as a 620 credit score and only a 3.5% down payment. Mortgage rates are typically lower than Conventional home loans because they are insured by the Federal Housing Administration. If you are a first time home buyer or want to buy a home with a low down payment apply for an FHA Home Loan today!

Want more information on an FHA Mortgage?

Apply for an FHA Mortgage!

USDA Rural Development Home Loans

USDA Home Loans require no down payment for loans up to a $510,400. This is the perfect first time home buyer program for those that do not have a large down payment saved. While many banks and lenders require as much as 20% down for similar conventional mortgage options, this home loan option requires Zero Down! The home must be purchased in a rural area and the household must earn low to moderate income to qualify. If you are interested in buying a home with no down payment apply for an USDA Home Loan today!

Want more information on a USDA Mortgage?

Apply for a USDA Home Loan!

VA Home Loans

We are proud to support our military veterans by offering VA Home Loans with no down payment. This 100% financing option may allow a military veteran to purchase a home with Zero Down! While many banks and lenders add overlays that require perfect credit, we offer VA Home Loans down to a 620 credit score. A VA Home Loan may be the best loan type available to buy a home with no PMI or mortgage insurance and still get some of the lowest mortgage rates available. If you are a military veteran and believe you may be eligible for VA benefits then apply online for a VA Home Loan today!

Want more information on VA Home Loans?

Apply for a VA Home Loan!

Michigan Home Loans

Riverbank Finance is a Michigan mortgage company in Grand Rapids. Locally owned and operated, we specialize in mortgage loans, home loans, mortgage pre-approval, mortgage refinancing, new home purchase loans and new home loans in Grand Rapids. Our commitment to quality ensures that we will provide the best home loans with some of the lowest Grand Rapids mortgage rates.

Experienced Mortgage Professionals

The Michigan mortgage experts at Riverbank take the extra time to compare mortgage rates at banks and mortgage lenders to ensure that you are offered some of the lowest mortgage rates available. A licensed loan officer will give you one on one customer service for your new home loan. We can also help Michigan home owners with mortgage refinancing in Grand Rapids and West Michigan. Call us today for a free mortgage quote for your new mortgage.

How do I apply for a mortgage in Michigan?

Riverbank is a top choice for Michigan home loans if you are buying a new home or refinancing your mortgage. Mortgage companies in Michigan are all licensed through the NMLS (National Mortgage Licensing System) and the state of Michigan. Not only must mortgage companies maintain their licensing and take training courses and exams but also every mortgage loan officer of the company must be licensed.

To be a licensed Mortgage loan officer you must have taken hours of training courses and have passed extensive mortgages exams to prove your knowledge. A loan officer that you will find in a bank or credit union is not subject to the same licensing requirements and is able to do loans on their first day with no experience! Who would you rather have advise you on your largest real estate investment? Choose a local mortgage company for your next Michigan home loan!

Our Company Reviews

4.9 Stars out of 670 Google Reviews

Read our mortgage company reviews and see what our clients are saying about us on Google Reviews. If you are a past client, take a moment and let others know how we were able to help you and your family buy a home or refinance and save money!

Read Our Reviews

Google Review Client Testimonials

Hannah McKellar
Oct 27, 2022 5 Star Review

I absolutely loved working with Josh! He walked my husband and I through every part of the process of refinancing our home, and was one of the kindest people we've ever met. He over-exceeded our expectations and went above and beyond. It was a pleasure working with him. If I could give a thousand stars I would! HIGHLY recommend!!!
Daniel Arreola
Oct 17, 2022 5 Star Review

Working with Riverbank Finance was the best decision I was ever able to make as a first-time homebuyer. I really don't have enough incredible things to say about this great team of people, but mostly about my loan officer, Brandon Marble. Brandon went the extra mile in every way he could. Brandon was able to guide me through the various loan programs available and found the perfect solution for me and my wife. Every time I spoke to Brandon, I knew I was in good hands throughout the home purchase process. I am truly surprised at how quickly Brandon and the rest of the team were able to get me approved and into my first home. Even my realtor and the folks from Chicago Title were astonished of Brandon's work - and that truly says a lot because I know they deal with many great individuals working in this field. I would recommend Brandon and Riverbank Finance to anyone and everyone purchasing a home! THANKS !!
ieman elmojabber
Dec 13, 2022 5 Star Review

Brandon Marble was great to work with. He is amazing person and very helpful. He understood the timeline I was working with and did everything that was possible to help me close on time, even with some unforeseen obstacles along the way. The process from start to finish was seamless. I heard from my friends how was so hard ,but with Brandon and Marline was so easy. I recommend all my friend to have their mortgage from river bank just because Brandon is there and the entire team who was always responsive and professional. Highly recommend.
Kimberly Parviainen
Sep 02, 2022 5 Star Review

Sonya with Riverbank is absolutely amazing! She goes above and beyond! There were times where I would reach out last minute and ask her to run comps for a home and she would respond ASAP even after hours! I would highly recommend Sonya and Riverbank to truly find what is best for you in your search for a home!
chris byl
Aug 19, 2022 5 Star Review

I dealt with Brandon Marble and he was very good to work with. I was able to contact him with any questions, many times later in the day due to my work schedule. He was vey informative with this being my first home purchase and made sure I was aware of everything that was coming up and what to expect. I really enjoyed working with him.
Ice Man003
Aug 10, 2022 5 Star Review

I found RiverBank an extremely competent financial group, I am not an easy person to financially process and they were able to close on a home in less than 3 weeks. This house was not your traditional ready to jump on real estate, this is a livable house but it has significant amount of work required the appraisal showed this. Undaunted Tom was able to navigate this problem and and when presenting me the situation also produced multiple vectors to accomplish the goal. RiverBank is professional, caring, and highly responsive to questions. I have no issues with referring them to my friends and colleagues.
Minty
Aug 08, 2022 5 Star Review

Tomas Frezghi was the agent I worked with at Riverbank and he was incredibly helpful and available throughout the home buying process. He was always willing to assist or answer questions any time. It was as less stressful as home buying could be
Dolly Arguello
Jul 25, 2022 5 Star Review

Tomas was great to work with. He understood the timeline I was working with and did everything that was possible to help me close on time, even with some unforeseen obstacles along the way. The process from start to finish was seamless. And the entire team was always responsive and professional. Highly recommend.