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Riverbank Finance is a top rated Michigan Mortgage Broker based in Grand Rapids, MI. We serve Michigan residence with low rates home loans for buying a home or refinancing. Let us shop over 20+ lenders to find you low rates and fees for your next mortgage!

Home Equity Loans now available to access equity from your home without refinancing. Use a Michigan Home Equity Loans to get cash for home improvements, debt consolidation and more!

FHA Mortgage
USDA Home Loans
VA Home Loan
Michigan Home Loans

FHA Mortgage Loans in Michigan

FHA mortgage loans are a great option for first time home buyers or clients with bumps in their past credit. This flexible home loan option may allow you to buy a home with as low as a 580 credit score and only a 3.5% down payment. Mortgage rates are typically lower than Conventional home loans because they are insured by the Federal Housing Administration. If you are a first time home buyer or want to buy a home with a low down payment apply for an FHA Home Loan today!

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Apply for an FHA Mortgage!

USDA Rural Development Home Loans

USDA Home Loans require no down payment for loans up to a $510,400. This is the perfect first time home buyer program for those that do not have a large down payment saved. While many banks and lenders require as much as 20% down for similar conventional mortgage options, this home loan option requires Zero Down! The home must be purchased in a rural area and the household must earn low to moderate income to qualify. If you are interested in buying a home with no down payment apply for an USDA Home Loan today!

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Apply for a USDA Home Loan!

VA Home Loans

We are proud to support our military veterans by offering VA Home Loans with no down payment. This 100% financing option may allow a military veteran to purchase a home with Zero Down! While many banks and lenders add overlays that require perfect credit, we offer VA Home Loans down to a 620 credit score. A VA Home Loan may be the best loan type available to buy a home with no PMI or mortgage insurance and still get some of the lowest mortgage rates available. If you are a military veteran and believe you may be eligible for VA benefits then apply online for a VA Home Loan today!

Want more information on VA Home Loans?

Apply for a VA Home Loan!

Michigan Home Loans

Riverbank Finance is a Michigan mortgage company in Grand Rapids. Locally owned and operated, we specialize in mortgage loans, home loans, mortgage pre-approval, mortgage refinancing, new home purchase loans and new home loans in Grand Rapids. Our commitment to quality ensures that we will provide the best home loans with some of the lowest Grand Rapids mortgage rates.

Experienced Mortgage Professionals

The Michigan mortgage experts at Riverbank take the extra time to compare mortgage rates at banks and mortgage lenders to ensure that you are offered some of the lowest mortgage rates available. A licensed loan officer will give you one on one customer service for your new home loan. We can also help Michigan home owners with mortgage refinancing in Grand Rapids and West Michigan. Call us today for a free mortgage quote for your new mortgage.

How do I apply for a mortgage in Michigan?

Riverbank is a top choice for Michigan home loans if you are buying a new home or refinancing your mortgage. Mortgage companies in Michigan are all licensed through the NMLS (National Mortgage Licensing System) and the state of Michigan. Not only must mortgage companies maintain their licensing and take training courses and exams but also every mortgage loan officer of the company must be licensed.

To be a licensed Mortgage loan officer you must have taken hours of training courses and have passed extensive mortgages exams to prove your knowledge. A loan officer that you will find in a bank or credit union is not subject to the same licensing requirements and is able to do loans on their first day with no experience! Who would you rather have advise you on your largest real estate investment? Choose a local mortgage company for your next Michigan home loan!

Our Company Reviews

4.9 Stars out of 821 Google Reviews

Read our mortgage company reviews and see what our clients are saying about us on Google Reviews. If you are a past client, take a moment and let others know how we were able to help you and your family buy a home or refinance and save money!

Read Our Reviews

Google Review Client Testimonials

Kate
Oct 29, 2024 5 Star Review

Jenna is an incredible specialist! Time I had quite difficult financial situation as a beginning small business owner, and I lost my hope in obtaining the refinancing, but she was able to find a perfect solution for me and made miracle happen. Perfect communication skills, respect, total willingness to help - The best experience Overall!
Jacob
Oct 22, 2024 5 Star Review

Searching for our perfect house was a long process but well worth it! Josh and his team were super helpful through every step! They made it really easy to reach out for any questions along the way.
Rebecca Rockburn
Oct 16, 2024 5 Star Review

I cannot even begin to say how much Sonya and her team helped us with our mortgage! She is very responsive and is always there to answer your questions. She made this process so seamless! It was such a great experience. I would highly recommend Sonya!
Ryan Schuler
Oct 07, 2024 5 Star Review

Sonya Dody was a great help getting me approved and closed on a tight deadline. The team was very responsive and always on top of everything that needed to be done. I highly recommend them for your financing needs!
Chris Sass
Oct 13, 2024 5 Star Review

Great experience with Anthony at Riverbank! He really made my first time home buying experience smooth and easy. I appreciated his knowledge and expertise throughout the whole process. I would recommend working with Anthony for anyone looking to purchase a new home!
Bryan Lutke
Oct 03, 2024 5 Star Review

I had a great experience with John Degraaf at Riverbank Finance. He was a very helpful loan officer who took the time to explain the processes they were using and was quick to respond to any questions I had. The whole process was quick and easy, thanks to them.
Luke Bliss
Sep 23, 2024 5 Star Review

Anthony was great to work with! He gave me the best rate after shopping around for a while and he was a straight shooter the whole time. Highly recommend working with him!
Macy
Sep 24, 2024 5 Star Review

Josh was great to work with! Our house buying process was very lengthy and he was still engaged with us until the very end! He was also motivated to make things right for us until the very end! Overall, we had a great experience with Riverbank Finance!