With a high rate mortgage environment, savvy buyers and sellers are utilizing a powerful financing strategy: mortgage assumption. An assumable mortgage allows a buyer to take over the seller’s existing loan, including its original terms, interest rate, and remaining balance. This option can be valuable where mortgage rates are high saving buyers thousands of dollars… Read more »
Discover how a Cashout 95% Mortgage works in 2025, eligibility criteria, pros & cons, and tips to access nearly all your home’s equity today.
Looking to buy a manufactured home? Learn how FHA loans for manufactured homes can make homeownership more affordable in 2025. Get details on requirements, benefits, and how to apply!
Want to know how much your home is worth? Use this guide on home value estimators to understand key factors, online tools, and expert tips to maximize your property’s value in 2025.
Learn all about OptOutPrescreen before applying for a loan in 2025. Discover how it helps protect your credit, reduce pre-approved offers, and safeguard against identity theft while improving your financial health.
Owning a home is the American dream, but it also comes with the responsibility of keeping up with maintenance. Feeling overwhelmed? Don’t worry! This ultimate home maintenance checklist breaks down essential tasks into manageable monthly and seasonal to-dos, ensuring your home stays in top shape all year long. From cleaning your garbage disposal to winterizing… Read more »
2025 Conventional Loan Limits in Michigan have been put into action, jumping up yet again as home values have continued to increase throughout 2024. While the FHFA has not officially announced the 2025 Conventional Loan Limits, many lenders have announced that they have begun accepting loans up to $806,500. Each year, the FHFA adjusts the… Read more »
Did you know that many loans do not require an appraisal to Lower your interest rate on your mortgage? One of the largest hurdles for people considering a rate reduction refinance is the up-front cost of an appraisal. The good news is that there are options to lower your rate with no appraisal required! Mortgage… Read more »
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