Mortgage Assumption Step by Step Guide: How to Take Over Someone Else’s Mortgage

How to complete a mortgage assumption

With a high rate mortgage environment, savvy buyers and sellers are utilizing a powerful financing strategy: mortgage assumption. An assumable mortgage allows a buyer to take over the seller’s existing loan, including its original terms, interest rate, and remaining balance. This option can be valuable where mortgage rates are high saving buyers thousands of dollars… Read more »

The Ultimate Home Maintenance Checklist: Keep Your Home Running Smoothly

Home Maintenance Checklist by Season

Owning a home is the American dream, but it also comes with the responsibility of keeping up with maintenance. Feeling overwhelmed? Don’t worry! This ultimate home maintenance checklist breaks down essential tasks into manageable monthly and seasonal to-dos, ensuring your home stays in top shape all year long. From cleaning your garbage disposal to winterizing… Read more »

2025 Conventional Loan Limits in Michigan

2025 Conventional Loan Limits

2025 Conventional Loan Limits in Michigan have been put into action, jumping up yet again as home values have continued to increase throughout 2024. While the FHFA has not officially announced the 2025 Conventional Loan Limits, many lenders have announced that they have begun accepting loans up to $806,500. Each year, the FHFA adjusts the… Read more »