DSCR Loan Guide: No Income Mortgage Loan for Investors

dscr loans

Qualify for a no income home loan without using your personal income documents or tax returns with a DSCR Loan. As a real estate investor, this loan program allows you to avoid the high rates and points commonly associated with private loans or commercial financing. Additionally, you can bypass the lengthy approval processes and strict… Read more »

How to Refinance a Land Contract: What Homeowners Must Know

how to refinance a land contract

If you bought a home with a contact for deed, you may be researching how to refinance a land contract. When it comes to real estate, there are several financing options available for both buyers and sellers. One such option is a land contract, which allows for an alternative route to homeownership. Although this method… Read more »

Michigan’s Top Real Estate Agents: How to Find a Rockstar Realtor

Finding a rockstar realtor

When searching for Michigan’s top real estate agents, doing your research is crucial. A real estate agent is like your secret weapon, guiding you through the market, negotiating on your behalf, and ensuring your needs are met. From qualifications and experience to communication skills and personal compatibility, these tips will help you make an informed… Read more »

Purchase a Home with a 1% Down Mortgage

1 percent down home loan

Riverbank Finance LLC is excited to offer the new Conventional 1% Down with Equity Boot home loan program. This program is better than 99% financing. You purchase a home with a 1% down payment and we will pay up to a 2% down payment towards your home purchase! Important Update! New program now available as… Read more »

Battle of the Mortgages: FHA Loans vs. Conventional Loans

Compare FHA loans vs Conventional Loans

If you are a potential homebuyer you will soon face the Battle of the Loans between FHA and Conventional loans. There are key differences between the two loans that borrowers should take into account. Each has unique requirements and regulations that we will explore throughout the post, making it easier for borrowers to make a… Read more »

How to use Mortgage ChatGPT to Simplify the Mortgage Process

mortgage chatgpt ai chatbot

What is ChatGPT and How do I use it for Mortgages? The process of obtaining a mortgage can be daunting, especially for those who are first-time homebuyers or unfamiliar with the process. There are many steps involved, including researching mortgage options, filling out applications, submitting documentation, and working with lenders to secure a loan. Additionally,… Read more »