Michigan Home Affordable Refinance Program.

HARP Loans

The Michigan Home Affordable Refinance Program is the solution for underwater loans. Michigan was hard hit from the economic downturn which caused home values to plummet. Many home owners are left unable to refinance to today's historically low mortgage rates because they owe more on their home than it is worth (also referred to as an underwater mortgage).

Through the Obama Administration's bailout package, the government released the Home Affordability Refinance Program (HARP). This mortgage refinance program allows home owners to drop their mortgage payments on their home loan even if they may owe more than their home's value. The new HARP guidelines allow an unlimited loan-to-value (LTV) of your home. The program is intended to help those who have paid their payments on time but want to refinance to save money on their monthly mortgage payments.

To see if your loan is eligible for a HARP refinance call Riverbank now at 1-800-555-2098 or submit an inquiry below.

HARP 2.0 New UpdatesHARP 2.0 has been released to allow unlimited LTV with no appraisal for 80% of clients! Call now for details!

For more information on a the Michigan Home Affordable Refinance Program, call 800-555-2098 or apply online today!

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    Michigan HARP Refinance

    If you are a home owner in Michigan and your mortgage rate is over 4.99% then a HARP refinance may be the best program to help you reduce your mortgage payments. You may be able to take advantage of lower rates on your home loan with little to no closing costs. Riverbank currently offers this program with no application fee and no origination fees for low cost programs. With good credit, you may qualify for a zero cost loan option under current HARP programs. Request information below or call a licensed loan officer at 800-555-2098 for immediate assistance.

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