HARP Loans
The Michigan Home Affordable Refinance Program is the solution for underwater loans. Michigan was hard hit from the economic downturn which caused home values to plummet. Many home owners are left unable to refinance to today's historically low mortgage rates because they owe more on their home than it is worth (also referred to as an underwater mortgage).
Through the Obama Administration's bailout package, the government released the Home Affordability Refinance Program (HARP). This mortgage refinance program allows home owners to drop their mortgage payments on their home loan even if they may owe more than their home's value. The new HARP guidelines allow an unlimited loan-to-value (LTV) of your home. The program is intended to help those who have paid their payments on time but want to refinance to save money on their monthly mortgage payments.
To see if your loan is eligible for a HARP refinance call Riverbank now at 1-800-555-2098 or submit an inquiry below.
HARP 2.0 has been released to allow unlimited LTV with no appraisal for 80% of clients! Call now for details!
For more information on a the Michigan Home Affordable Refinance Program, call 800-555-2098 or apply online today!
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