Mobile home loan in Michigan

Mortgage for Mobile Homes in Michigan

Most banks do not have mortgage programs for Michigan mobile homes but we are different. There are programs available for Double Wide Mobile Homes or even single wide mobile homes if you are on some acreage. Have you been told before that all you can get is a 7-10 year loan at an interest rate in the double digits? You won't find that here. We have programs including a 30 Year Fixed Mortgage and none of our interest rates come close to being that high. Unlike mobile home loans from the past, our interest rates are very low which results in low payments for you!

RELATED: We now offer FHA Mobile Home Construction Loans down to a 620 Credit Score!

Mobile home financing for Michigan Properties

Can't find a loan for your mobile home?

Before you spend hours getting turned down from other lenders, give us a call so we can get you the help you need with your mobile home in Michigan. We will get you in the best loan available!

For more information on double wide mobile home financing programs call us at 800-555-2098 or apply online today!

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    Problems getting your Mobile Home financed?

    Mobile homes, sometimes called manufactured homes, may be a great home for your family however it is important to know that there are special requirements for financing.

    Many people have troubles getting their mobile home financed because most banks do not have mortgage options available. If you have a mobile home it is recommended that you speak with your loan officer and be clear that it is not a stick built home. If you fail to do this then the bank may not find out until it is too late and you have paid for an appraisal that cannot be used.

    Common problems with mobile home loans are due to the condition of the home. There were not standards or requirements for financing prior to 1978 so many homes were not properly installed and could potentially be unsafe for living. Through the loan process, you will be required to provide an engineering certification to confirm the home is on a permanent foundation and properly tied down. Be sure to review program requirements with your loan officer to see if you will qualify for a mobile home loan.

Mobile Home Michigan Application

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Please note: If we are unable to complete your pre-qualification, a loan officer may follow up with you by phone to offer assistance. Submission of this form does not constitute a mortgage application. To apply now or get immediate assistance, call us at 1-800-555-2098.