Michigan Harp Mortgage

Michigan HARP Mortgage with Unlimited LTV

A Michigan HARP Mortgage will allow homeowners to refinance their mortgage even if their home is underwater in value. There are a couple main qualifications that you will need to meet to take advantage of this program: The first is that all of your mortgage payments have been paid on time for the past 12 months. The second is that your loan must be owned by Fannie Mae or Freddie Mac (see links below to see who your loan is owned by). Many people believe that just because they pay their mortgage payments to a certain bank that they own their loan however the place you send your payments to each month is called your servicer. Their responsibility is to collect the payments and pass them on to your investor which is most likely Fannie Mae or Freddie Mac.

HARP 2.0 has been released to allow unlimited LTV with no appraisal for 80% of clients! Call now for details!

For more information on a Michigan HARP Mortgage, call 800-555-2098 or apply online today!

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Michigan HARP Mortgage eligibility

Once you determine who owns your mortgage then you can see if you are eligible for a HARP mortgage. For most HARP refinance loans you must still be able to prove income that is sufficient to pay your mortgage payments without struggling. Your credit must also be fair or better to qualify which means that you can not have had any recent foreclosures, bankruptcies or judgements. If these issues are not a problem then you may be eligible to reduce your mortgage payments through with a HARP Mortgage.
To see if your loan will qualify for a HARP refinance call Riverbank now at 1-800-555-2098 or submit an inquiry below.
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HARP Refinance Lender in Michigan

Many homeowners believe that they must go back through their current mortgage company to qualify for a HARP refinance however that is incorrect. We work with several banks including Fifth Third Bank, Flagstar Bank and others to offer the home affordable refinance program to Michigan homeowners. It is important to remember that you do not need to go through your current lender to take advangae of this program. Many of our clients find that we offer the lowest interest rates available as well as zero cost loan options which their current servicer may not offer. If you own a home in Michigan and your interst rate is over 4.99% then we may be the HARP lender for you. With good credit, you may qualify for a zero cost loan with no appraisal required under current HARP programs. To get started, request information below or call a licensed loan officer at 800-555-2098 for immediate assistance.

We offer several Farm loan programs in Michigan with some of the lowest interest rates available. Long term financing options are available with up to 30 year fixed rates land loans.
To get pre-qualified for financing call us at 800-555-2098 or Apply Online today!
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HARP Resources
For additional resources on the Home Affordable Refinance Program for Michigan homeowners visit the links below:

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