Michigan HARP Mortgage with Unlimited LTV
A Michigan HARP Mortgage will allow homeowners to refinance their mortgage even if their home is underwater in value. There are a couple main qualifications that you will need to meet to take advantage of this program: The first is that all of your mortgage payments have been paid on time for the past 12 months. The second is that your loan must be owned by Fannie Mae or Freddie Mac (see links below to see who your loan is owned by). Many people believe that just because they pay their mortgage payments to a certain bank that they own their loan however the place you send your payments to each month is called your servicer. Their responsibility is to collect the payments and pass them on to your investor which is most likely Fannie Mae or Freddie Mac.
HARP 2.0 has been released to allow unlimited LTV with no appraisal for 80% of clients! Call now for details!
For more information on a Michigan HARP Mortgage, call 800-555-2098 or apply online today!
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