Freddie Mac Loan Lookup Tool

Refinancing programs including the new Home Affordable Refinance Program (HARP) may require that you determine who the investor for your mortgage is to see if your loan is eligible. You cannot assume that your investor is the mortgage servicer that collects your payments each month because there is a difference between servicer and investor. Your mortgage services collects your monthly mortgage payments and services your account while passing the payments to the investor that holds your loan. They receive a small compensation for completing these task on behalf of your mortgage investor.

Freddie Mac which is short for, Federal Home Loan Mortgage Corporation (FHLMC), is a government ran entity that purchases and packages mortgage backed securities and sells them on a secondary market. Freddie Mac holds only conventional or conforming mortgages therefore if you have a FHA loan, Rural Housing loan, VA loan or Jumbo loan then Freddie Mac is not your investor.

Does Freddie Mac Own My loan?

Freddie Mac's Open Access program, under the Home Affordable Refinance Program (HARP), allows underwater homeowners to refinance their mortgage with expanded Loan-to-Value (LTV) stipulations if Freddie Mac owns the loan. Take advantage of todays amazingly low mortgage rates by refinancing your mortgage if you're an underwater homeowner. First you need to determine if Freddie Mac owns or guarantees your loan. Have the following information handy to begin your loan lookup.

Step One: Gather the following information to begin your loan lookup:

• Name (First & Last)
• Address
• City
• State
• ZIP
• Last 4 Digits of Social Security Number

Step Two: Visit Freddie Mac's website for the loan lookup tool at: www.freddiemac.com/mymortgage/

Step Three: Complete the information and click "Submit" to confirm if Freddie Mac owns your loan. For one on one help, request information below or call a licensed loan officer at 1-800-555-2098 for immediate assistance.

Freddie Mac Loan Lookup Tool Quote

(Secure / No Obligation / Free Expert Advice)

Full Name (Required) Address City State Zip	Email (Required) Phone (Required) Please contact me: Immediately At this time: 12 1 2 3 4 5 6 7 8 9 10 11 00 15 30 45 AM PM My Goal is to: Lower my Payments Buy a Property Consolidate Debt Lower my Interest Rate Other
Tell us your goals and other important information:

Please note: If we are unable to complete your prequalification, for any reason, a Riverbank Finance LLC loan officer may follow up with you by phone to offer assistance. We can answer any questions you may have at that time. Submission of this form does not constitute a mortgage application. To apply now or get immediately assistance, call us at 1-800-555-2098.

Other HARP Resources

For additioanl resources on the Home Affordable Refinance Program for Michigan homeowners visit the links below:

• Michigan Home Affordable Refinance Program
• Home Affordable Refinance Program Updates
• Fannie Mae Loan Lookup Tool
• Freddie Mac Loan Lookup Tool
• HARP Updates March 2012
• What is HARP?