We have now refinanced our home twice with Riverbank Finance; first a conventional, then a VA loan. The entire team (John, Kim, Pammy, Jen, and Jessica) has been so courteous, professional, and efficient. John, in particular, is very knowledgeable and worked very hard to save us a significant amount of money on the cost of the loan and the closing costs. You will benefit from an entire team with valuable expertise who has streamlined this process into a very user-friendly format. We highly recommend Riverbank for all your home financing needs!