Instant Credit Report Online

For additional help view our How To Guide on Improving your Credit Score or call us at 800-555-2098.

Credit Score What If Simulator

Using our What If Simulator that is built into our online credit reports you can simulate changes to your credit report and predict the score that results from those changes. After you decide what updates you require then your credit score can be updated in as little as 72 hours to reflect your new credit scores.

Analyzer looks at the positive and negative factors influencing the borrower's credit score. The Credit Advisor suggests how to maximize and improve both the score and over all financial standing. What-If Simulator demonstrates the impact that actions such as adding or removing accounts and correcting errors could have on the credit score letting you predict the results Score Plus updates and rescores credit files in as little as 72 hours.

Mortgage Programs

HARP Refinancing

Look up your who owns your mortgage with lookup tools below.

Call a licensed loan officer to determine eligibilty under current HARP guidelines or submit a request by clicking Apply Now below.

Credit Score wizard to improve your credit scores.

Credit Score Tips

Improving your credit scores can be the most important difference between you being denied for a mortgage and moving into the home of your dreams. We do specialize in bad credit mortgages however it may not be in your best interest to apply for a mortgage until your scores have increased. Many people do not realized that your credit scores affect the interest rates for mortgages, credit cards, car loans and more. In addition to paying higher interest rates, you could be paying higher insurance premiums or even being denied a job opportunity due to bad credit!

Do not let low credit scores hold you back, use our Credit Score Wizard to instantly see what banks and mortgage companies will see when you apply for a mortgage. You will instantly get your credit scores and all information that reports to the three main credit bureaus, Equifax, Transunion and Experian. For details on Credit Scores view the Federal Reserve's 5 Tips for Improving Your Credit Score.

Free Mortgage Quote

(Secure / No Obligation / Free Expert Advice)

Let us know some basic information and we will tailor a custom mortgage program specifically for you.

A Riverbank Finance LLC loan officer will offer assistance by phone or e-mail within 24 hours. Call 800-555-2098 now for immediate assistance.