Josh

Owner

Josh Woodwyk, owner of Riverbank Finance LLC

"If at first you don’t succeed . . . so much for skydiving." - HENNY YOUNGMAN

Personal details

Josh the Loan Officer

Joshua Woodwyk

Owner / President As an owner of Riverbank Finance, Josh has been helping his clients refinance or purchase homes since 2004. His clients appreciate his attention to detail and ability to recognize the right home loan that is best for them.

Josh prides himself on being up to date on all industry updates and changes so that he can help better position his clients in this fluid lending environment. You need an expert in today's real estate market to help navigate you efficiently through the process and that is where Josh feel's he excels.

Josh's attention to detail, dedication to his clients needs, and being readily available at all times of the day help make the mortgage process quick and easy.

Josh is a graduate of Central Michigan University where his teaching degree is still helping homeowners become educated about the process and mortgage terms. Josh feels his attention to detail, dedication to his client's needs, and being readily available at all times of the day, help make his clients mortgage experience a pleasurable one. Josh looks forward to helping you soon!


NMLS: 136737

Ready to Get Started: Complete the Full Application online and start your digital mortgage process!
Our Company Reviews
Client Testimonials for a Grand Rapids Mortgage Clients
4.9 Stars out of 874 Google Reviews

Read our mortgage company reviews and see what our clients are saying about us on Google Reviews. If you are a past client, take a moment and let others know how we were able to help you and your family buy a home or refinance and save money!

Read Our Reviews
Google Review Client Testimonials
  • Madison Geary Client Review
    Apr 24, 2025 5 Star Review
    When my spouse and I decided to buy our first home out of state, more than 500 miles from where we were living, I was daunted by the task. However, Sonya and the rest of the team at Riverbank Finance made the experience of purchasing our home incredibly smooth! Sonya was specifically helpful, fast, understanding, and informative. I would be happy to work with Sonya again in the future and recommend her for any mortgage loan needs!
  • Chris Bajwa Client Review
    Apr 07, 2025 5 Star Review
    Josh at Riverbank took really great care of us from the very beginning of our mortgage application all the way through closing. He had great communication and was very responsive to all of our requests. He was patient and helpful and we felt empowered by his service to us in our mortgage process. We feel like we got the best product and rate possible for our situation. Very thankful for his help in this process!
  • Michael Flynn Client Review
    Apr 03, 2025 5 Star Review
    Damon and his team were invaluable in helping us with everything we needed to purchase our home. If some paper work was a little off the gave easybto understand instructions to have everything in order. Any questions I had were responded quickly. They want you to succeed. I can not recommend them enough.
  • JC Ransom Client Review
    Mar 21, 2025 5 Star Review
    Highly recommend working with John DeGraaf and the River Finance LLC team for mortgage/refinance needs. We researched and read many brokerage service reviews before deciding to work with Riverbank Finance and so happy that we did! John was professional, extremely knowledgeable in best practices in the industry, and kept our loan on track to close within a month of application. John was always prompt in answering our questions and did an excellent job in matching a home refinance loan to our specific needs. If/when the time comes again for another mortgage loan, there will be no hesitation in working with John and team again - Thank you!
  • KC Bennett Client Review
    Mar 10, 2025 5 Star Review
    Sonya was fantastic. Always there to assist me. Kim was also fantastic. I am recommending riverbank finance with everybody because they helped me get a home and relatively quickly too. Great service. They both should get raises.
  • Darren Rose Client Review
    Feb 20, 2025 5 Star Review
    I had the pleasure of working with Sonya Dody, and I can confidently say she is absolutely the best when it comes to real estate transactions. As a Senior Loan Officer at Riverbank Finance LLC, Sonya consistently delivers top-notch service. Her expertise in paperwork is second to none – every detail is handled with precision and care, ensuring a smooth and efficient process. Sonya’s commitment to accuracy and providing clear, up-to-date information is incredibly valuable. She takes the time to explain every step of the process, making sure clients are fully informed and comfortable with their decisions. Her professional advice and advisory standards are outstanding, offering insights that are both practical and strategic. Whether you're working with her in Michigan or Florida, Sonya’s dedication to her clients shines through. I highly recommend her to anyone looking for a knowledgeable, reliable, and professional loan officer!
  • Nicole McCarthy Client Review
    Feb 04, 2025 5 Star Review
    Anthony and his team were amazing to work with! They were quick and efficient to answer all of my questions. They kept the process of closing on my house moving quickly. I would highly recommend them.
  • Stacey Rook Client Review
    Jan 30, 2025 5 Star Review
    I recently worked with Tomas Frezghi at Riverbank Finance LLC to secure financing for an investment property, and I couldn't be more pleased with the experience. Tomas was excellent to work with—he took the time to understand my unique situation and helped me navigate the best loan options available. As a real estate broker, I’ve worked with dozens of mortgage professionals over the years, and Tomas truly stands out. His knowledge, professionalism, and clear communication made the entire process smooth and stress-free. I highly recommend Tomas to anyone looking for a top-tier mortgage broker!
Google Rating
4.9
Based on 874 Reviews