Closing on my first home today at 24, and John DeGraaf was my loan officer. He worked very swiftly and has prompt communication. I did research prior to starting the process, so I knew quite a bit already but he made the process smoother than I could’ve ever imagined. No horror stories here. I chose a close date, and that date was met. I feel like I got a great deal for the market we’re in and I’d definitely do business again with Riverbank.