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A Sault Sainte Marie, MI FHA Mortgage is a home loan that is insured by the Federal Housing Administration. Consumers are able to purchase a Sault Sainte Marie home with a small down payment as low as 3.5% of the total home purchase price.
The government insures the lender against losses so banks are able to offer you the lowest interest rates on FHA home loans in Sault Sainte Marie Michigan. More and more first time buyers are choosing Sault Sainte Marie FHA Mortgage programs to take advantage of the benefits of homeownership.
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One of the most flexible mortgage products available today are FHA Mortgages. As subprime loans faded away, the government filled in by loosening the lending guidelines for FHA loans. To qualify for a Sault Sainte Marie FHA Mortgage you will need a 3.5% down payment on a purchase and a 600+ credit score. Our loan officers at Riverbank are experienced in Sault Sainte Marie mortgage lending services and offer some of the lowest FHA mortgage rates in Sault Sainte Marie, MI.
Sault Sainte Marie VA Loan for Veterans and Active U.S. Military Members.
The US government created a military loan guarantee program to assist returning veterans in purchasing homes. This program is called a Sault Sainte Marie VA loan and is available directly through banks and mortgage companies and guaranteed by the US government. A Sault Sainte Marie VA home loan is a zero down home loan that allows home buyer to purchase a home with added flexibility and low payments.
A Sault Sainte Marie VA Loan is a home loan strictly for veterans of war and those who still serve in the U.S. Military. Those who qualify for a Sault Sainte Marie VA Loan can use their military benefits to purchase a home with no down payment. Learn about no down payment mortgage programs. The Sault Sainte Marie VA Loans that we offer include: 30 year fixed mortgages and 15 year fixed VA Loan products.
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A Sault Sainte Marie VA Loan is a great way to refinance up to 100% of the value of your home. You can also choose a cash out refinance to pay off debt or do home improvements.
Choosing a Sault Sainte Marie VA Loan for your home loan can save you thousands of dollars over other mortgage programs. Go ahead, take advantage of your VA benefits. You have earned it!
Is a Sault Sainte Marie VA Loan the right loan for you? Call a leading Michigan based mortgage broker, Riverbank Finance, at 1-800-555-2098