A Hastings FHA Mortgage is a home loan that is insured by the Federal Housing Administration. Consumers are able to purchase a Hastings home with a small down payment as low as 3.5% of the total home purchase price. The government insures the lender against losses so banks are able to offer you the lowest interest rates on FHA home loans in Hastings Michigan. More and more first time buyers are choosing Hastings FHA Mortgage programs to take advantage of the benefits of homeownership.
One of the most flexible mortgage products available today are FHA Mortgages. As subprime loans faded away, the government filled in by loosening the lending guidelines for FHA loans. To qualify for a Hastings FHA Mortgage you will need a 3.5% down payment on a purchase and a 580+ credit score. Our Hastings FHA mortgage loan officers at Riverbank are experienced in mortgage lending services and offer the lowest FHA mortgage rates in Hastings MI.
Hastings VA Loan for Veterans and Active U.S. Military Members
The US government created a military loan guarantee program to assist returning veterans in purchasing homes. This program is called a Hastings VA loan and is available directly through banks and mortgage companies and guaranteed by the US government. A Hastings VA home loan is a zero down home loan that allows home buyer to purchase a home with added flexibility and low payments.
A Hastings VA Loan is a home loan strictly for veterans of war and those who still serve in the U.S. Military. Those who qualify for a Hastings VA Loan can use their military benefits to purchase a home with no down payment. Learn about no down payment mortgage programs. The Hastings VA Loans that we offer include: 30 year fixed mortgages and 15 year fixed VA Loan products.
Calculate your VA Loan payments with our mortgage calculator. Find what home loan you can afford.VA Loan Calculator >>
A Hastings VA Loan is a great way to refinance up to 100% of the value of your home. You can also choose a cash out refinance to pay off debt or do home improvements.
Choosing a Hastings VA Loan for your home loan can save you thousands of dollars over other mortgage programs. Go ahead, take advantage of your VA benefits. You have earned it!
Is a Hastings VA Loan the right loan for you? Call Riverbank Finance 1-800-555-2098