What are Harbor Springs, MI FHA loan benefits?

• The Federal Housing Administration (FHA) has Harbor Springs FHA mortgage loan limits up to $472,030 in Michigan for the 2023 calendar year.
• Low credit score borrowers are eligible for a Harbor Springs FHA Mortgage
• 3.5% down payment with Down Payment Assistance programs available
• Credit does matter - Harbor Springs FHA loans can help establish positive credit
• No early payoff penalties for your Harbor Springs FHA Mortgage Loan
• Harbor Springs FHA mortgage allow for sellers paid closing costs

Conventional Mortgage Programs

A Conventional Mortgage may be harder to qualify for than Harbor Springs FHA mortgages but you may be able to avoid Mortgage Insurance. Conventional mortgages require a 3-5% down payment however to avoid mortgage insurance you will need 20% equity in your home. Our Harbor Springs FHA mortgage professionals will review both options to find your largest savings!

Refinance your Harbor Springs FHA Mortgage

A Harbor Springs FHA Mortgage is a great way to refinance up to 96.5% of the value of your home. Our Harbor Springs FHA mortgage programs allow you to choose a cash out refinance to pay off debt or do home improvements. Do not wait to take advantage of your refinance savings by refinancing your FHA mortgage or Harbor Springs VA mortgage today.

Streamline A Harbor Springs FHA Loan Refinance

We can streamline the refinancing your FHA loan is a mortgage program that allows you to lower your monthly payments with limited documentation. Streamline FHA Mortgage loans are insured by the Federal Housing Administration. Currently we are offering rapid streamline the refinances FHA loans with no appraisal and no closing costs. We offer Harbor Springs FHA loans that lower your mortgage rates through a streamline FHA Mortgage with no application fee and your credit score may not even matter. Ask how you can be approved for a Streamline FHA Mortgages in Harbor Springs by calling us at 800-555-2098.

Still have questions? Get Harbor Springs FHA Mortgage help now! Call us at 800-555-2098

What is a Harbor Springs FHA Mortgage Refinance Loan

To refinance FHA mortgage loans in Harbor Springs are only available to Harbor Springs homeowners whom currently have an FHA Mortgage Loan in Harbor Springs. If you purchased your home or refinanced at a time when mortgage rates were high, you can easily lower your mortgage payments through this program. The mortgage is called a streamline because the process is streamlined to allow for very little documentation. Most of our investors do not requires income documents or asset documents so the streamline FHA mortgage process is very quick. Why pay a high interest rate when you can streamline your FHA mortgage and close in as little as 14 days! Our loan officers at Riverbank have years of experience and offer the lowest FHA mortgage rates available.

Benefits of a FHA Streamline Refinance

• Lower your payments on your FHA mortgage with No Closing Costs
• Streamline FHA mortgages have require no appraisal
• Limited documentation is required to refinance
• Close your streamline mortgage in as little as 14 days
• Lowest interest rates for Streamline FHA mortgages