When searching for Michigan’s top real estate agents, doing your research is crucial. A real estate agent is like your secret weapon, guiding you through the market, negotiating on your behalf, and ensuring your needs are met. From qualifications and experience to communication skills and personal compatibility, these tips will help you make an informed… Read more »
Riverbank Finance LLC is excited to offer the new Conventional 1% Down with Equity Boot home loan program. This program is better than 99% financing. You purchase a home with a 1% down payment and we will pay up to a 2% down payment towards your home purchase! Important Update! New program now available as… Read more »
What is ChatGPT and How do I use it for Mortgages? The process of obtaining a mortgage can be daunting, especially for those who are first-time homebuyers or unfamiliar with the process. There are many steps involved, including researching mortgage options, filling out applications, submitting documentation, and working with lenders to secure a loan. Additionally,… Read more »
Buying a home is a dream for many, but for those with bad credit, the process can seem daunting. The good news is, it’s still possible to buy a home with bad credit, but it may require some extra effort and planning. In this article, we’ll break down the steps you need to take to… Read more »
You may be wondering, is 2023 a Good Time to Buy a Home? If you have been paying attention to the housing market for the past few years, you will know that it’s been a wild ride. Many families hoped to buy a home during 2020 and 2021 to take advantage of the extremely low… Read more »
Buy a home using down payment assistance in Michigan with Freddie Mac’s BorrowSmart Program. Homebuyers below the Area Median Income (AMI) Limits can receive up to $2500 in down payment assistance. The program is available only for purchase loans being used as a primary residence. Homebuyers may be eligible with a credit score of at… Read more »
A mortgage pre-approval is given when a loan officer has looked in depth into your finances and has calculated the amount that you are likely approved to borrow to buy a home. They will base your pre-approval on estimated monthly payments, loan amount and mortgage rate. Homebuyers may need a mortgage pre-approval before they are… Read more »
How Long Do I Plan to Live in the House? Before you decide to buy a home you should review your goals and timelines. It is important to know how long you plan to live in your home. Each timeline will have different goals for financing so plan this up front to save the most… Read more »
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