Zero Down Loans

Some loan programs really do let you buy with nothing down, though they come with eligibility rules most buyers don’t know about. This category covers zero down loans and who qualifies: VA loans for eligible service members and veterans, USDA loans for homes in eligible rural and suburban areas, and the lender-specific and state programs that fill the gaps. You’ll find posts on income and location requirements, the funding and guarantee fees that replace a down payment, and how a no down payment loan compares to putting a small amount down.