We have been receiving endless calls, texts, and emails from past and future clients asking about refinancing their mortgage. First of all, thank you for trusting us to be your mortgage advisor. We truly want the best for our clients. Our goal is to educate and provide information on what is happening in the mortgage… Read more »
It is our goal to educate our clients and advise them on the best options for home loans. The purpose of this post is to clear up confusion on volatility of financial markets and their affect on mortgage rates. Since the Coronavirus has spread globally, mortgage rates have become extremely volatile. It is true that… Read more »
A brand new FICO credit scoring model will be used in the summer of 2020. These credit changes will affect millions of home buyers. Every 5 years or so FICO rebuilds their score model. This new scoring model will look at your credit history for the last 24 months, whereas the current model only looks… Read more »
Mortgage Broker Growth What is a Mortgage Broker? Mortgage Broker Benefits Loan Support Transparency on Rates and Fees Loan Options How to become a Mortgage Broker With the recent shift in the mortgage industry, many loan originators are wondering how to become a mortgage broker. The rise of a major trade organization, the Association… Read more »
You may have heard that the Federal Reserve has been cutting rates to slow economic slowdown. Industry experts predict that they may cut the Fed rates again this week. It would be a surprise to the economy if they did not follow through with another cut. With this said, it is important to know that… Read more »
There is a lot of confusion when it comes to mortgage rates. You may see rates on the news, TV commercials, internet ads and promotions at your bank but what really are the today’s mortgage rates? The answer to this question is not straight forward to understand. When it comes to mortgage rates, there is… Read more »
Did you know that many loans do not require an appraisal to drop your interest rate on your mortgage? One of the largest hurdles for people considering a rate reduction refinance is the up-front cost of an appraisal. The good news is that there are options to lower your rate with no appraisal required! How… Read more »
How Long Do I Plan to Live in the House? Before you decide to buy a home you should review your goals and timelines. It is important to know how long you plan to live in your home. Each timeline will have different goals for financing so plan this up front to save the most… Read more »
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