Low Down Payment Loans

You don’t need 20 percent down to buy a house, though plenty of buyers still believe you do. This category covers low down payment loans and what each one asks of you: FHA at 3.5 percent, conventional options starting at 3 percent, and VA and USDA loans that can require nothing down if you qualify. You’ll also find posts on private mortgage insurance, how to remove it later, down payment assistance programs, and whether putting less down is the right call for your situation or just the fastest one.