President Obama Mortgage | Home Affordable Refinance

HARP Refinance with unlimited Loan to Vale (LTV)

Through the government bailout, the administration has released the Home Affordability Refinance Program. This mortgage bail-out program allows home owners to lower their mortgage payments on their home loans to todays low mortgage rates. You may qualify even if you owe more than the value of your home. If you are having troubles paying your mortgage payments, you may qualify for government-backed mortgage refinancing. Call 1-800-555-2098 to see if you qualify.

HARP 2.0Nnew UpdatesHARP 2.0 has been released to allow unlimited LTV with no appraisal for 80% of clients! Call now for details!

Home Affordable Refinance Eligibility

How do I qualify for Obama's Refinance?

*Your loan was originated before January 1, 2009.

*The total loan amount must be under $729,750.00.

*You can prove your income.

*Your home must be your primary residence or second home.

*You owe between 80% and 125% of your homes value (LTV).

*Your mortgage is held by Fannie Mae or Freddie Mac (Call for details).

Quote from President Obama

"As many as 9 million Americans Families can now take advantage of lower mortgage rates and save money by refinacing their home loans." ~ President Obama

President Obama Home Affordable Refinance Harp Quote

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Please note: If we are unable to complete your prequalification, for any reason, a Riverbank Finance LLC loan officer may follow up with you by phone to offer assistance. We can answer any questions you may have at that time. Submission of this form does not constitute a mortgage application. To apply now or get immediately assistance, call us at 1-800-555-2098.

President Obamas Making Home Affordable Summary

A Home affordable refinance is a great way to refinance a home that is underwater with no limits on the value of your home. This means even if you owe more on your mortgage than your house is worth you may qualify for a low mortgage rate. There is no CLTV limits if you have a second mortgage. HARP loans even allow you to subordinate second mortgages to take advantage of todays low rates on your primary mortgage.

Home Affordable Refinance Program Updates

The Obama Administration has released HARP 2.0 which being the next phase of the home affordable refinance program updates. These updates allow the mortgage companies to help refinance homeowners with no limit on loan to value. Since there are no limits, borrowers may be able to refinance with no appraisal and no income verifications. Interest rates and few will now also be lower. For more information read visit: Home Affordable Refinance Program Updates.

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HARP Refinancing

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Call a licensed loan officer to determine eligibilty under current HARP guidelines or submit a request by clicking Apply Now below.


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