Once you determine who owns your mortgage then you can see if you are eligible for a HARP mortgage. For most HARP refinance loans you must still be able to prove income that is sufficient to pay your mortgage payments without struggling. Your credit must also be fair or better to qualify which means that you can not have had any recent foreclosures, bankruptcies or judgements. If these issues are not a problem then you may be eligible to reduce your mortgage payments through with a HARP Mortgage.
To see if your loan will qualify for a HARP refinance call Riverbank now at 1-800-555-2098 or submit an inquiry below.