{"id":705,"date":"2012-12-31T20:34:32","date_gmt":"2012-12-31T20:34:32","guid":{"rendered":"http:\/\/riverbankfinance.com\/blog\/?p=705"},"modified":"2013-09-06T21:06:10","modified_gmt":"2013-09-06T21:06:10","slug":"the-fiscal-cliff-and-mortgage-rates","status":"publish","type":"post","link":"https:\/\/riverbankfinance.com\/blog\/the-fiscal-cliff-and-mortgage-rates\/","title":{"rendered":"THE FISCAL CLIFF AND MORTGAGE RATES"},"content":{"rendered":"<h1><a href=\"https:\/\/riverbankfinance.com\/blog\/the-fiscal-cliff-and-mortgage-rates\/falling-off-the-fiscal-cliff\/\" rel=\"attachment wp-att-706\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft  wp-image-706\" alt=\"An mage depecting falling off the fiscal cliff.\" src=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2012\/12\/falling-off-the-fiscal-cliff.jpg\" width=\"300\" height=\"300\" srcset=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2012\/12\/falling-off-the-fiscal-cliff.jpg 500w, https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2012\/12\/falling-off-the-fiscal-cliff-150x150.jpg 150w, https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2012\/12\/falling-off-the-fiscal-cliff-300x300.jpg 300w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>EXPERTS CONCERNED ON WHAT FISCAL CLIFF MEANS FOR MORTGAGR RATES<\/h1>\n<p>We can\u2019t get through the end of the year without more drama coming from Washington and there more financial market drama.\u00a0 The talk of the Fiscal Cliff has put shock waves in the markets and caused much uncertainty.\u00a0 Whenever there is financial uncertainty rates start to spike almost uncontrollable up or down.\u00a0 The low rates that we have all enjoyed have really help spearhead our countries way back from the Great Recession.<\/p>\n<p>Our housing market is one of the pillars to our economy.\u00a0 Housing is a huge industry employing many people and the stronger it is the more people are working.\u00a0 Some are afraid that there may be job layoffs if the mortgage market slows down.\u00a0 House values may also take a plunge if higher rates force potential homeowners to stop buying.\u00a0 This affects our countries overall wealth because as we all know one of the best way to build wealth is to buy a house.\u00a0 If our home prices go down as well that could really hurt the consumers overall outlook toward the economy which is dangerous.\u00a0 There are already signs all this Fiscal Cliff talk may be slowing the housing market.<\/p>\n<p>All experst seem to agree that the Fiscal Cliff will have some type of impact on rates.\u00a0 What that impact will be is still be studied.\u00a0 Keep vigilant if you are in the middle of a home loan.\u00a0 Don\u2019t allow your interest rate to go up and not be propared.<\/p>\n<h2>You may want to think today about Locking in your rate for the future!<\/h2>\n<h4>Call the professional at Riverbank Finance today to go over your loan details.\u00a0 We would love to help you figure out your best options and go over your personal rate today 800-555-2098!<\/h4>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f185-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"185\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/705#wpcf7-f185-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"185\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f185-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" 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name=\"your-message\"><\/textarea><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"referer-page\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text referer-page\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"referer-page\" \/><\/span><br \/>\n\t\t\n\t\t<\/p>\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner submit\" type=\"submit\" value=\"Submit Now!\" \/>\n\t\t<\/p>\n\t<\/div>\n\t<div style=\"text-align: justify; color:#666666;font-size: small;\">\n\t\t<p>By clicking \"Submit Now!\", you consent to receive calls and texts at the number you provided, including marketing by autodialer and prerecorded and artificial voice, and email, from Riverbank Finance LLC about your inquiry and other home-related matters, but not as a condition of any purchase; this applies regardless of whether you check, or leave un-checked, any box above. You also agree to our Privacy Policy and Terms of Use regarding the information relating to you. Msg\/data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. This no obligation inquiry does not constitute a mortgage application. To apply now or get immediate assistance, call us at 1-800-555-2098.\n\t\t<\/p>\n\t<\/div>\n<\/div><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"229\"\/><script>\ndocument.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );\n<\/script>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>EXPERTS CONCERNED ON WHAT FISCAL CLIFF MEANS FOR MORTGAGR RATES We can\u2019t get through the end of the year without more drama coming from Washington and there more&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[306,1,305],"tags":[329,327,328,330,4],"class_list":["post-705","post","type-post","status-publish","format-standard","hentry","category-home-affordable-refinance-program-2","category-local-michigan","category-refinance-2","tag-2013-mortgage-rates","tag-fiscal-cliff","tag-home-sales","tag-housing-numbers","tag-mortgage-rates"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"How will the fiscal cliff will affect mortgage rates in 2013? 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