{"id":4680,"date":"2024-03-16T07:37:35","date_gmt":"2024-03-16T12:37:35","guid":{"rendered":"https:\/\/riverbankfinance.com\/blog\/?p=4680"},"modified":"2025-02-19T13:53:07","modified_gmt":"2025-02-19T18:53:07","slug":"2024-conventional-loan-limits-for-michigan-mortgages","status":"publish","type":"post","link":"https:\/\/riverbankfinance.com\/blog\/2024-conventional-loan-limits-for-michigan-mortgages\/","title":{"rendered":"2024 Conventional Loan Limits for Michigan Mortgages"},"content":{"rendered":"\n<p>2024 Conventional Loan Limits jump as home values have continued to increase throughout 2023. Each year, the FHFA adjusts the conforming loan limits based on its third quarter&nbsp;<a href=\"https:\/\/www.fhfa.gov\/AboutUs\/Reports\/ReportDocuments\/HPI_2023Q3.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">House Price Index<\/a>&nbsp;(HPI). This report shows a 5.5% increase in home values.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\" id=\"https:\/\/riverbankfinance.com\/blog\/2025-conventional-loan-limits-in-michigan\/\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background has-text-align-center wp-element-button\">2025 Conventional Limits Announced<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2024\/03\/image.png\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"696\" src=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2024\/03\/image-1024x696.png\" alt=\"\" class=\"wp-image-4681\" srcset=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2024\/03\/image-1024x696.png 1024w, https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2024\/03\/image-300x204.png 300w, https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2024\/03\/image-768x522.png 768w, https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2024\/03\/image.png 1288w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>The 2023 Conventional loan limit is set at $726,200 for single family homes. Using the rate of appreciation, the FHFA has set the 2024 Conventional Loan Limit at $766,550 for single family homes. This is an increase of $40,350 compared to the previous year.&nbsp;In high-cost areas, loans are capped at $1,149,825, up from $1,089,300 last year which is an increase of $60,525.<\/p>\n\n\n\n<p>The <a href=\"https:\/\/www.fhfa.gov\/Media\/PublicAffairs\/Pages\/FHFA-Announces-Conforming-Loan-Limit-Values-for-2024.aspx\" title=\"\">Federal Housing Finance Agency<\/a> (FHFA) has issued the conforming loan limit values that will apply to conventional loans to be acquired by us in 2024. The first mortgage conforming loan limit values are defined in terms of baseline loan limits and high-cost area loan limits. The limits are increasing in 2024.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"2024 Conventional Loan Limits for Michigan Mortgages\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/LhjSv7QI2sg?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\" id=\"https:\/\/riverbankfinance.com\/blog\/2025-conventional-loan-limits-in-michigan\/\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background has-text-align-center wp-element-button\">2025 Conforming Loan Limits<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">2024 Conforming Loan Limits by Property Type:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>One-unit property: $766,550<\/li>\n\n\n\n<li>Two-unit property: $981,500<\/li>\n\n\n\n<li>Three-unit property: $1,186,350<\/li>\n\n\n\n<li>Four-unit property: $1,474,400 <\/li>\n<\/ul>\n\n\n\n<p>In order for these areas to be deemed as high cost, 115% of the local median home value must exceed the baseline loan limit for that county. The high cost loan limited in these areas will increase by 150% of the baseline. <\/p>\n\n\n\n<p>This makes the maximum loan limit for these areas $1,149,825. A map of the U.S. counties and their maximum loan limits using the <a href=\"https:\/\/www.fhfa.gov\/DataTools\/Tools\/Pages\/Conforming-Loan-Limit-Map.aspx\" title=\"\">loan limit map<\/a>. There are no counties in Michigan that are considered to be a high cost area. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2024\/03\/image-1.png\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"443\" src=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2024\/03\/image-1-1024x443.png\" alt=\"\" class=\"wp-image-4682\" srcset=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2024\/03\/image-1-1024x443.png 1024w, https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2024\/03\/image-1-300x130.png 300w, https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2024\/03\/image-1-768x333.png 768w, https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2024\/03\/image-1.png 1462w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\" id=\"https:\/\/riverbankfinance.com\/blog\/2025-conventional-loan-limits-in-michigan\/\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background has-text-align-center wp-element-button\">Michigan Conventional Loan Limits<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Michigan 2024 Conventional Loan Limits by County<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>County   Name<\/strong><\/td><td><strong>State<\/strong><\/td><td><strong>One Unit Limit<\/strong><\/td><td><strong>Two Unit Limit<\/strong><\/td><td><strong>Three Unit Limit <\/strong><\/td><td><strong>Four Unit Limit<\/strong><\/td><\/tr><tr><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Alcona-County-Mortgage-Company\/\">Alcona<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400<\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Alger-County-Mortgage-Company\/\">Alger<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Allegan-County-Mortgage-Company\/\">Allegan<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Alpena-County-Mortgage-Company\/\">Alpena<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Antrim-County-Mortgage-Company\/\">Antrim<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Arenac-County-Mortgage-Company\/\">Arenac<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Baraga-County-Mortgage-Company\/\">Baraga<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Barry-County-Mortgage-Company\/\">Barry<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Bay-County-Mortgage-Company\/\">Bay<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Benzie-County-Mortgage-Company\/\">Benzie<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400<\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Berrien-County-Mortgage-Company\/\">Berrien<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Branch-County-Mortgage-Company\/\">Branch<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Calhoun-County-Mortgage-Company\/\">Calhoun<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Cass-County-Mortgage-Company\/\">Cass<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Charlevoix-County-Mortgage-Company\/\">Charlevoix<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Cheboygan-County-Mortgage-Company\/\">Cheboygan<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Chippewa-County-Mortgage-Company\/\">Chippewa<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Clare-County-Mortgage-Company\/\">Clare<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Clinton-County-Mortgage-Company\/\">Clinton<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Crawford-County-Mortgage-Company\/\">Crawford<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Delta-County-Mortgage-Company\/\">Delta<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Dickinson-County-Mortgage-Company\/\">Dickinson<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Eaton-County-Mortgage-Company\/\">Eaton<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Emmet-County-Mortgage-Company\/\">Emmet<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Genesee-County-Mortgage-Company\/\">Genesee<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Gladwin-County-Mortgage-Company\/\">Gladwin<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Gogebic-County-Mortgage-Company\/\">Gogebic<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Grand-Traverse-County-Mortgage-Company\/\">Grand\n  Traverse<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Gratiot-County-Mortgage-Company\/\">Gratiot<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Hillsdale-County-Mortgage-Company\/\">Hillsdale<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Houghton-County-Mortgage-Company\/\">Houghton<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Huron-County-Mortgage-Company\/\">Huron<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ingham-County-Mortgage-Company\/\">Ingham<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ionia-County-Mortgage-Company\/\">Ionia<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Iosco-County-Mortgage-Company\/\">Iosco<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Iron-County-Mortgage-Company\/\">Iron<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Isabella-County-Mortgage-Company\/\">Isabella<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Jackson-County-Mortgage-Company\/\">Jackson<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Kalamazoo-County-Mortgage-Company\/\">Kalamazoo<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Kalkaska-County-Mortgage-Company\/\">Kalkaska<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Kent-County-Mortgage-Company\/\">Kent<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Keweenaw-County-Mortgage-Company\/\">Keweenaw<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Lake-County-Mortgage-Company\/\">Lake<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Lapeer-County-Mortgage-Company\/\">Lapeer<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Leelanau-County-Mortgage-Company\/\">Leelanau<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Lenawee-County-Mortgage-Company\/\">Lenawee<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Livingston-County-Mortgage-Company\/\">Livingston<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Luce-County-Mortgage-Company\/\">Luce<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Mackinac-County-Mortgage-Company\/\">Mackinac<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Macomb-County-Mortgage-Company\/\">Macomb<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Manistee-County-Mortgage-Company\/\">Manistee<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Marquette-County-Mortgage-Company\/\">Marquette<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Mason-County-Mortgage-Company\/\">Mason<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Mecosta-County-Mortgage-Company\/\">Mecosta<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Menominee-County-Mortgage-Company\/\">Menominee<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Midland-County-Mortgage-Company\/\">Midland<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Missaukee-County-Mortgage-Company\/\">Missaukee<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Monroe-County-Mortgage-Company\/\">Monroe<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Montcalm-County-Mortgage-Company\/\">Montcalm<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Montmorency-County-Mortgage-Company\/\">Montmorency<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Muskegon-County-Mortgage-Company\/\">Muskegon<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Newaygo-County-Mortgage-Company\/\">Newaygo<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Oakland-County-Mortgage-Company\/\">Oakland<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Oceana-County-Mortgage-Company\/\">Oceana<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ogemaw-County-Mortgage-Company\/\">Ogemaw<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ontonagon-County-Mortgage-Company\/\">Ontonagon<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Osceola-County-Mortgage-Company\/\">Osceola<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Oscoda-County-Mortgage-Company\/\">Oscoda<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Otsego-County-Mortgage-Company\/\">Otsego<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ottawa-County-Mortgage-Company\/\">Ottawa<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Presque-Isle-County-Mortgage-Company\/\">Presque\n  Isle<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Roscommon-County-Mortgage-Company\/\">Roscommon<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Saginaw-County-Mortgage-Company\/\">Saginaw<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Saint-Clair-County-Mortgage-Company\/\">Saint\n  Clair<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Saint-Joseph-County-Mortgage-Company\/\">Saint\n  Joseph<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Sanilac-County-Mortgage-Company\/\">Sanilac<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Schoolcraft-County-Mortgage-Company\/\">Schoolcraft<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Shiawassee-County-Mortgage-Company\/\">Shiawassee<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Tuscola-County-Mortgage-Company\/\">Tuscola<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Van-Buren-County-Mortgage-Company\/\">Van\n  Buren<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Washtenaw-County-Mortgage-Company\/\">Washtenaw<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Wayne-County-Mortgage-Company\/\">Wayne<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,186,350<\/td><td>$1,474,400 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Wexford-County-Mortgage-Company\/\">Wexford<\/a><\/td><td>MI<\/td><td>$766,550 <\/td><td>$981,500<\/td><td>$1,001,650 <\/td><td>$1,474,400<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Apply for a Conventional Home Loan <\/h2>\n\n\n\n<p>The majority of all mortgages are <a href=\"https:\/\/riverbankfinance.com\/mortgage-programs\/conventional-mortgage.html\">conventional loans<\/a>. Conventional loans offer some of the lower mortgage rates and payments available for buying a home or refinancing. To apply for a Conventional Home Loan call Riverbank Finance today at 1-800-555-2098. <\/p>\n\n\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f185-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"185\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/4680#wpcf7-f185-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"185\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f185-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"ApplyFullHeader\" id=\"apply_form\">\n\t<p class=\"replaceheader\">Request Information Now!\n\t<\/p>\n<\/div>\n<div class=\"blueBox\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Name (required)\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\t<\/p>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Email (required)\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\t<\/p>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone:\" value=\"\" type=\"text\" name=\"your-phone\" \/><\/span>\n\t<\/p>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-goal\"><select class=\"wpcf7-form-control wpcf7-select\" aria-invalid=\"false\" name=\"your-goal\"><option value=\"Purchase\">Purchase<\/option><option value=\"Refinance\">Refinance<\/option><option value=\"Cash Out\">Cash Out<\/option><option value=\"More Information\">More Information<\/option><\/select><\/span>\n\t<\/p>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" placeholder=\"Your Message:\" name=\"your-message\"><\/textarea><\/span>\n\t<\/p>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"referer-page\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text referer-page\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"referer-page\" \/><\/span><br \/>\n\t\n\t<\/p>\n\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner submit\" type=\"submit\" value=\"Submit Now!\" \/>\n\t<\/p>\n<\/div>\n<div style=\"text-align: justify; color:#666666;font-size: small;\">\n\t<p>By clicking \"Submit Now!\", you consent to receive calls and texts at the number you provided, including marketing by autodialer and prerecorded and artificial voice, and email, from Riverbank Finance LLC about your inquiry and other home-related matters, but not as a condition of any purchase; this applies regardless of whether you check, or leave un-checked, any box above. You also agree to our Privacy Policy and Terms of Use regarding the information relating to you. Msg\/data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. This no obligation inquiry does not constitute a mortgage application. To apply now or get immediate assistance, call us at 1-800-555-2098.\n\t<\/p>\n<\/div><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"115\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n\n\n\n<p><strong>Other Resources<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.fhfa.gov\/DataTools\/Downloads\/Documents\/Conforming-Loan-Limit\/FullCountyLoanLimitList2024_HERA-BASED_FINAL_FLAT.xlsx\">List of 2024 conforming loan limits<\/a>\u200b for all counties and county-equivalent areas in the&nbsp;United States.&nbsp;<\/li>\n\n\n\n<li>A&nbsp;<a href=\"https:\/\/www.fhfa.gov\/DataTools\/Tools\/Pages\/Conforming-Loan-Limit-Map.aspx\">map showing the 2024 conforming loan limits<\/a>&nbsp;across the United States.<\/li>\n\n\n\n<li>Detailed addendum of the&nbsp;<a href=\"https:\/\/www.fhfa.gov\/DataTools\/Downloads\/Documents\/Conforming-Loan-Limit\/FHFA-CLL-Addendum-CY2024.pdf\">methodology used to determine the conforming loan limits<\/a>.<\/li>\n\n\n\n<li>List of&nbsp;<a href=\"https:\/\/www.fhfa.gov\/DataTools\/Downloads\/Documents\/Conforming-Loan-Limit\/FHFA-CLL-FAQs.pdf\">FAQs<\/a>&nbsp;that covers broader topics that may be related to CLL values.<\/li>\n\n\n\n<li>Questions about the 2024 CLL values may be addressed to&nbsp;<a href=\"mailto:LoanLimitQuestions@fhfa.gov\">LoanLimitQuestions@fhfa.gov<\/a>.<\/li>\n\n\n\n<li>For more information, visit&nbsp;<a href=\"https:\/\/www.fhfa.gov\/CLL\">https:\/\/www.fhfa.gov\/CLL<\/a>\u200b.\u200b<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>2024 Conventional Loan Limits jump as home values have continued to increase throughout 2023. Each year, the FHFA adjusts the conforming loan limits based on its third quarter&nbsp;House Price Index&nbsp;(HPI). This report shows a 5.5% increase in home values. The 2023 Conventional loan limit is set at $726,200 for single family homes. Using the rate<a class=\"excerpt-read-more\" href=\"https:\/\/riverbankfinance.com\/blog\/2024-conventional-loan-limits-for-michigan-mortgages\/\" title=\"Read2024 Conventional Loan Limits for Michigan Mortgages\">&#8230; Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":4688,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4680","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local-michigan"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/posts\/4680","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/comments?post=4680"}],"version-history":[{"count":5,"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/posts\/4680\/revisions"}],"predecessor-version":[{"id":4865,"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/posts\/4680\/revisions\/4865"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/media\/4688"}],"wp:attachment":[{"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/media?parent=4680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/categories?post=4680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/tags?post=4680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}