{"id":448,"date":"2012-05-26T19:34:00","date_gmt":"2012-05-26T19:34:00","guid":{"rendered":"http:\/\/riverbankfinance.com\/blog\/?p=448"},"modified":"2013-02-08T17:04:01","modified_gmt":"2013-02-08T17:04:01","slug":"grand-rapids-mortgage-rate","status":"publish","type":"post","link":"https:\/\/riverbankfinance.com\/blog\/grand-rapids-mortgage-rate\/","title":{"rendered":"2012 Grand Rapids Mortgage Rates"},"content":{"rendered":"<p><a href=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2012\/05\/photo.gif\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-449\" alt=\"Grand Rapids Mortgage\" src=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2012\/05\/photo.gif\" width=\"250\" height=\"250\" srcset=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2012\/05\/photo.gif 250w, https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2012\/05\/photo-150x150.gif 150w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/a>Everyone has been affected in some way by the big hit the housing market recently took. There are still plenty of foreclosures out there along with people spending money on mortgages they can&#8217;t afford to spend. Luckily, Grand Rapids Mortgage Rates are one of our specialties. We here at Riverbank Finance love to help out local homeowners save a pretty penny with their mortgages.<\/p>\n<p>Today&#8217;s rates are at record low points and that&#8217;s not just some random selling point. The rates are at a point that no previous time in history could really rival where they stand. As of 5\/26\/2012 30 year fixed rate mortgages are at 3.72% \/ 3.966% APR; The 15 year fixed rate is also at a record low standing at 3.125% \/ 3.964% APR (<a title=\"Rate Assumptions\" href=\"http:\/\/riverbankfinance.com\/assumptions.html\" target=\"_blank\">CLICK TO SEE ASSUMPTIONS<\/a>).<\/p>\n<p>There are of course other options out there if you find yourself in a sticky situation with your mortgage such as being &#8220;underwater.&#8221; Or owing more on your mortgage than your home is worth. We specialize in just about every conceivable type of mortgage refinance program that is available. Every thing from the Home Affordable Refinance Program (HARP) to the FHA (Federal Housing Administration) Streamline Refinance program are things we deal with every single week. It&#8217;s likely that we have even helped one of your neighbors take control of their mortgage rates.<\/p>\n<p>Related: See today&#8217;s <a title=\"grand rapids mortgage rates\" href=\"http:\/\/riverbankfinance.com\/grand-rapids-mortgage-rates.html\">Grand Rapids Mortgage Rates<\/a>.<\/p>\n<p>Now of course we can constantly say that you will save a boat load of cash but in reality, how much could you truly expect to save? Well in fact, you could buy your own boat! Just as long as you&#8217;re willing to deal with the gas prices. A borrower with a $200,000 mortgage at a 6% rate would save a total of $272.87 per month which equates to $3,274 over the year.<\/p>\n<p>Now if you&#8217;re looking to end the stress of your mortgage payments by greatly reducing your rates then we&#8217;re here for you! All you need to do is call us at <strong>1-800-555-2098<\/strong>. You can also fill out the email form below.<\/p>\n<h2>Lower your mortgage rate today<\/h2>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f185-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"185\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/448#wpcf7-f185-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"185\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f185-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"application_form\">\n\t<div class=\"block_top\" id=\"apply_form\">\n\t<\/div>\n\t<div class=\"spacer_top\">\n\t<\/div>\n\t<div class=\"ApplyFullHeader\">\n\t\t<p class=\"replaceheader\">Request Home Loan Information Now!\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"blueBox\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Name (required)\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Email (required)\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone:\" value=\"\" type=\"text\" name=\"your-phone\" \/><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-goal\"><select class=\"wpcf7-form-control wpcf7-select\" aria-invalid=\"false\" name=\"your-goal\"><option value=\"Purchase\">Purchase<\/option><option value=\"Refinance\">Refinance<\/option><option value=\"Cash Out\">Cash Out<\/option><option value=\"More Information\">More Information<\/option><\/select><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" placeholder=\"Your Message:\" name=\"your-message\"><\/textarea><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"referer-page\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text referer-page\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"referer-page\" \/><\/span><br \/>\n\t\t\n\t\t<\/p>\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner submit\" type=\"submit\" value=\"Submit Now!\" \/>\n\t\t<\/p>\n\t<\/div>\n\t<div style=\"text-align: justify; color:#666666;font-size: small;\">\n\t\t<p>By clicking \"Submit Now!\", you consent to receive calls and texts at the number you provided, including marketing by autodialer and prerecorded and artificial voice, and email, from Riverbank Finance LLC about your inquiry and other home-related matters, but not as a condition of any purchase; this applies regardless of whether you check, or leave un-checked, any box above. You also agree to our Privacy Policy and Terms of Use regarding the information relating to you. Msg\/data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. This no obligation inquiry does not constitute a mortgage application. To apply now or get immediate assistance, call us at 1-800-555-2098.\n\t\t<\/p>\n\t<\/div>\n<\/div><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"1\"\/><script>\ndocument.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );\n<\/script>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Everyone has been affected in some way by the big hit the housing market recently took. There are still plenty of foreclosures out there along with people spending money on mortgages they can&#8217;t afford to spend. Luckily, Grand Rapids Mortgage Rates are one of our specialties. We here at Riverbank Finance love to help out<a class=\"excerpt-read-more\" href=\"https:\/\/riverbankfinance.com\/blog\/grand-rapids-mortgage-rate\/\" title=\"Read2012 Grand Rapids Mortgage Rates\">&#8230; Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,308],"tags":[242,240,171,151,241],"class_list":["post-448","post","type-post","status-publish","format-standard","hentry","category-local-michigan","category-mortgage-tips","tag-grand-rapids-mortgage","tag-grand-rapids-mortgage-rates","tag-michigan-mortgage-rates","tag-michigan-mortgage-refinance","tag-refinance-mortgage-michigan"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Low mortgage rates for Grand Rapids home owners. 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