{"id":4320,"date":"2022-11-29T11:51:49","date_gmt":"2022-11-29T16:51:49","guid":{"rendered":"https:\/\/riverbankfinance.com\/blog\/?p=4320"},"modified":"2022-12-01T17:21:16","modified_gmt":"2022-12-01T22:21:16","slug":"michigan-borrowers-now-ready-for-2023-conventional-loan-limits","status":"publish","type":"post","link":"https:\/\/riverbankfinance.com\/blog\/michigan-borrowers-now-ready-for-2023-conventional-loan-limits\/","title":{"rendered":"Michigan Borrowers Now Ready For 2023 Conventional Loan Limits"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">2023 Conventional Loan Limits jump as home values have continued to increase at a record breaking pace throughout 2022. Between the third quarters of 2021 and 2022, homes appreciated 12.21 percent on average (slightly slower than 18.05% between 2020 and 2021). The FHFA uses this metric to calculate the 2023 maximum conventional loan limits. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The 2022 Conventional loan limit is set at $647,200 for single family homes. Using the rate of appreciation, the FHFA has set the 2023 Conventional Loan Limit at $726,200 for single family homes. This is an increase of $79,000 compared to the previous year.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"2023 Conventional Loan Limits\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/VwBsqUvdic4?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2022\/11\/2023-conventional-loan-limit-michigan-1.png\"><img loading=\"lazy\" decoding=\"async\" width=\"772\" height=\"328\" src=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2022\/11\/2023-conventional-loan-limit-michigan-1.png\" alt=\"\" class=\"wp-image-4322\" srcset=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2022\/11\/2023-conventional-loan-limit-michigan-1.png 772w, https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2022\/11\/2023-conventional-loan-limit-michigan-1-300x127.png 300w, https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2022\/11\/2023-conventional-loan-limit-michigan-1-768x326.png 768w\" sizes=\"auto, (max-width: 772px) 100vw, 772px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">2023 Conforming Loan Limits by Property Type:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>One-unit property: $726,200<\/li>\n\n\n\n<li>Two-unit property: $829,850<\/li>\n\n\n\n<li>Three-unit property: $1,123,900<\/li>\n\n\n\n<li>Four-unit property: $1,396,800 <\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">In order for these areas to be deemed as high cost, 115% of the local median home value must exceed the baseline loan limit for that county. The high cost loan limited in these areas will increase by 150% of the baseline. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This makes the maximum loan limit for these areas $1,089,300. A map of the U.S. counties and their maximum loan limits using the <a href=\"https:\/\/www.fhfa.gov\/DataTools\/Tools\/Pages\/Conforming-Loan-Limits-Map.aspx\">loan limit map<\/a>. There are no counties in Michigan that are considered to be a high cost area. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Michigan 2023 Conventional Loan Limits by County<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>County\n  Name<\/td><td>State<\/td><td>One Unit Limit<\/td><td>Two Unit Limit<\/td><td>Three Unit Limit<\/td><td>Four Unit Limit<\/td><\/tr><tr><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Alcona-County-Mortgage-Company\/\">Alcona<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Alger-County-Mortgage-Company\/\">Alger<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Allegan-County-Mortgage-Company\/\">Allegan<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Alpena-County-Mortgage-Company\/\">Alpena<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Antrim-County-Mortgage-Company\/\">Antrim<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Arenac-County-Mortgage-Company\/\">Arenac<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Baraga-County-Mortgage-Company\/\">Baraga<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Barry-County-Mortgage-Company\/\">Barry<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Bay-County-Mortgage-Company\/\">Bay<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Benzie-County-Mortgage-Company\/\">Benzie<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800<\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Berrien-County-Mortgage-Company\/\">Berrien<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Branch-County-Mortgage-Company\/\">Branch<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Calhoun-County-Mortgage-Company\/\">Calhoun<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Cass-County-Mortgage-Company\/\">Cass<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Charlevoix-County-Mortgage-Company\/\">Charlevoix<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Cheboygan-County-Mortgage-Company\/\">Cheboygan<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Chippewa-County-Mortgage-Company\/\">Chippewa<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Clare-County-Mortgage-Company\/\">Clare<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Clinton-County-Mortgage-Company\/\">Clinton<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Crawford-County-Mortgage-Company\/\">Crawford<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Delta-County-Mortgage-Company\/\">Delta<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Dickinson-County-Mortgage-Company\/\">Dickinson<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Eaton-County-Mortgage-Company\/\">Eaton<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Emmet-County-Mortgage-Company\/\">Emmet<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Genesee-County-Mortgage-Company\/\">Genesee<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Gladwin-County-Mortgage-Company\/\">Gladwin<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Gogebic-County-Mortgage-Company\/\">Gogebic<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Grand-Traverse-County-Mortgage-Company\/\">Grand\n  Traverse<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Gratiot-County-Mortgage-Company\/\">Gratiot<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Hillsdale-County-Mortgage-Company\/\">Hillsdale<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Houghton-County-Mortgage-Company\/\">Houghton<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Huron-County-Mortgage-Company\/\">Huron<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ingham-County-Mortgage-Company\/\">Ingham<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ionia-County-Mortgage-Company\/\">Ionia<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Iosco-County-Mortgage-Company\/\">Iosco<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Iron-County-Mortgage-Company\/\">Iron<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Isabella-County-Mortgage-Company\/\">Isabella<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Jackson-County-Mortgage-Company\/\">Jackson<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Kalamazoo-County-Mortgage-Company\/\">Kalamazoo<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Kalkaska-County-Mortgage-Company\/\">Kalkaska<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Kent-County-Mortgage-Company\/\">Kent<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Keweenaw-County-Mortgage-Company\/\">Keweenaw<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Lake-County-Mortgage-Company\/\">Lake<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Lapeer-County-Mortgage-Company\/\">Lapeer<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Leelanau-County-Mortgage-Company\/\">Leelanau<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Lenawee-County-Mortgage-Company\/\">Lenawee<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Livingston-County-Mortgage-Company\/\">Livingston<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Luce-County-Mortgage-Company\/\">Luce<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Mackinac-County-Mortgage-Company\/\">Mackinac<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Macomb-County-Mortgage-Company\/\">Macomb<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Manistee-County-Mortgage-Company\/\">Manistee<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Marquette-County-Mortgage-Company\/\">Marquette<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Mason-County-Mortgage-Company\/\">Mason<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Mecosta-County-Mortgage-Company\/\">Mecosta<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Menominee-County-Mortgage-Company\/\">Menominee<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Midland-County-Mortgage-Company\/\">Midland<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Missaukee-County-Mortgage-Company\/\">Missaukee<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Monroe-County-Mortgage-Company\/\">Monroe<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Montcalm-County-Mortgage-Company\/\">Montcalm<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Montmorency-County-Mortgage-Company\/\">Montmorency<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Muskegon-County-Mortgage-Company\/\">Muskegon<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Newaygo-County-Mortgage-Company\/\">Newaygo<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Oakland-County-Mortgage-Company\/\">Oakland<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Oceana-County-Mortgage-Company\/\">Oceana<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ogemaw-County-Mortgage-Company\/\">Ogemaw<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ontonagon-County-Mortgage-Company\/\">Ontonagon<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Osceola-County-Mortgage-Company\/\">Osceola<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Oscoda-County-Mortgage-Company\/\">Oscoda<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Otsego-County-Mortgage-Company\/\">Otsego<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ottawa-County-Mortgage-Company\/\">Ottawa<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Presque-Isle-County-Mortgage-Company\/\">Presque\n  Isle<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Roscommon-County-Mortgage-Company\/\">Roscommon<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Saginaw-County-Mortgage-Company\/\">Saginaw<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Saint-Clair-County-Mortgage-Company\/\">Saint\n  Clair<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Saint-Joseph-County-Mortgage-Company\/\">Saint\n  Joseph<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Sanilac-County-Mortgage-Company\/\">Sanilac<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Schoolcraft-County-Mortgage-Company\/\">Schoolcraft<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Shiawassee-County-Mortgage-Company\/\">Shiawassee<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Tuscola-County-Mortgage-Company\/\">Tuscola<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Van-Buren-County-Mortgage-Company\/\">Van\n  Buren<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Washtenaw-County-Mortgage-Company\/\">Washtenaw<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Wayne-County-Mortgage-Company\/\">Wayne<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,123,900<\/td><td>$1,396,800 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Wexford-County-Mortgage-Company\/\">Wexford<\/a><\/td><td>MI<\/td><td>$726,200 <\/td><td>$929,850<\/td><td>$1,001,650 <\/td><td>$1,396,800 <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Apply for a Conventional Home Loan <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The majority of all mortgages are <a href=\"https:\/\/riverbankfinance.com\/mortgage-programs\/conventional-mortgage.html\">conventional loans<\/a>. Conventional loans offer some of the lower mortgage rates and payments available for buying a home or refinancing. To apply for a Conventional Home Loan call Riverbank Finance today at 1-800-555-2098. <\/p>\n\n\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f185-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"185\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/4320#wpcf7-f185-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"185\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f185-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"application_form\">\n\t<div class=\"block_top\" id=\"apply_form\">\n\t<\/div>\n\t<div class=\"spacer_top\">\n\t<\/div>\n\t<div class=\"ApplyFullHeader\">\n\t\t<p class=\"replaceheader\">Request Home Loan Information Now!\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"blueBox\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Name (required)\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Email (required)\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone:\" value=\"\" type=\"text\" name=\"your-phone\" \/><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-goal\"><select class=\"wpcf7-form-control wpcf7-select\" aria-invalid=\"false\" name=\"your-goal\"><option value=\"Purchase\">Purchase<\/option><option value=\"Refinance\">Refinance<\/option><option value=\"Cash Out\">Cash Out<\/option><option value=\"More Information\">More Information<\/option><\/select><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" placeholder=\"Your Message:\" name=\"your-message\"><\/textarea><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"referer-page\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text referer-page\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"referer-page\" \/><\/span><br \/>\n\t\t\n\t\t<\/p>\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner submit\" type=\"submit\" value=\"Submit Now!\" \/>\n\t\t<\/p>\n\t<\/div>\n\t<div style=\"text-align: justify; color:#666666;font-size: small;\">\n\t\t<p>By clicking \"Submit Now!\", you consent to receive calls and texts at the number you provided, including marketing by autodialer and prerecorded and artificial voice, and email, from Riverbank Finance LLC about your inquiry and other home-related matters, but not as a condition of any purchase; this applies regardless of whether you check, or leave un-checked, any box above. You also agree to our Privacy Policy and Terms of Use regarding the information relating to you. Msg\/data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. This no obligation inquiry does not constitute a mortgage application. To apply now or get immediate assistance, call us at 1-800-555-2098.\n\t\t<\/p>\n\t<\/div>\n<\/div><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"52\"\/><script>\ndocument.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );\n<\/script>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Other Resources<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.fhfa.gov\/DataTools\/Downloads\/Documents\/Conforming-Loan-Limit\/FullCountyLoanLimitList2023_HERA-BASED_FINAL_FLAT.xlsx\">List of 2023 conforming loan limits<\/a>&nbsp;for all counties and county-equivalent areas in the U.S.&nbsp;<\/li>\n\n\n\n<li>A&nbsp;<a href=\"https:\/\/www.fhfa.gov\/DataTools\/Tools\/Pages\/Conforming-Loan-Limit-Map.aspx\">map showing the 2023 conforming loan limits<\/a>&nbsp;across the U.S.&nbsp;&nbsp;<\/li>\n\n\n\n<li>Detailed addendum of the&nbsp;<a href=\"https:\/\/www.fhfa.gov\/DataTools\/Downloads\/Documents\/Conforming-Loan-Limit\/FHFA-CLL-Addendum-CY2023.pdf\">methodology used to determine the conforming loan limits<\/a>.<\/li>\n\n\n\n<li>List of&nbsp;<a href=\"https:\/\/www.fhfa.gov\/DataTools\/Downloads\/Documents\/Conforming-Loan-Limit\/FHFA-CLL-FAQs.pdf\">FAQs<\/a>&nbsp;that covers broader topics that may be related to Conventional Loan Limits.<\/li>\n\n\n\n<li>\u200bQuestions about the 2022 CLLs can be addressed to&nbsp;<a href=\"mailto:LoanLimitQuestions@fhfa.gov\">LoanLimitQuestions@fhfa.gov<\/a>.&nbsp;For more information, visit&nbsp;<a href=\"https:\/\/www.fhfa.gov\/_layouts\/15\/FIXUPREDIRECT.ASPX?WebId=946b7fcb-b6b4-4ef2-be73-dba3a580ace5&amp;TermSetId=6640eccb-43c4-4f6d-bba0-59e29d845c40&amp;TermId=63ab4ca6-d3cc-40e7-b5b8-3bd4324ae325\">https:\/\/www.fhfa.gov\/CLL<\/a>.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>2023 Conventional Loan Limits jump as home values have continued to increase at a record breaking pace throughout 2022. Between the third quarters of 2021 and 2022, homes appreciated 12.21 percent on average (slightly slower than 18.05% between 2020 and 2021). The FHFA uses this metric to calculate the 2023 maximum conventional loan limits. The<a class=\"excerpt-read-more\" href=\"https:\/\/riverbankfinance.com\/blog\/michigan-borrowers-now-ready-for-2023-conventional-loan-limits\/\" title=\"ReadMichigan Borrowers Now Ready For 2023 Conventional Loan Limits\">&#8230; Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":4323,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4320","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local-michigan"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"The FHFA has set the 2023 Conventional Loan Limits in Michigan at $726,200 for single family homes, up $79,000 from the previous year.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"Anthony Bird\"\/>\n\t<link 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