{"id":4247,"date":"2021-12-02T07:54:59","date_gmt":"2021-12-02T12:54:59","guid":{"rendered":"https:\/\/riverbankfinance.com\/blog\/?p=4247"},"modified":"2021-12-02T07:55:15","modified_gmt":"2021-12-02T12:55:15","slug":"2022-conventional-loan-limits-in-michigan","status":"publish","type":"post","link":"https:\/\/riverbankfinance.com\/blog\/2022-conventional-loan-limits-in-michigan\/","title":{"rendered":"2022 Conventional Loan Limits in Michigan"},"content":{"rendered":"\n<p>With home values appreciating at a record breaking clip, the maximum conventional loan limit has also increased a substantial amount for 2022.<\/p>\n\n\n\n<p>The Federal House Finance Agency (FHFA) reviews home sales data on an annual basis and adjusts the max conforming loan limit to the rate of appreciation using the <a href=\"https:\/\/www.fhfa.gov\/DataTools\/Downloads\/Pages\/House-Price-Index.aspx\">FHFA House Price Index<\/a> (FHFA HPI). In 2021 home values increased the largest amount since the metric was introduced in 2008.<\/p>\n\n\n\n<p>The average rate or appreciation for a residential real estate was an astounding 18.05% across the nation. The FHFA has decided to set the 2022 conventional loan limit at $647,200 for single family homes. This is \u00a0an increase of $98,950 from $548,250 in 2021.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><a href=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2021\/12\/2022-conventional-loan-limit.jpg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2021\/12\/2022-conventional-loan-limit.jpg\" alt=\"\" class=\"wp-image-4248\" width=\"706\" height=\"287\" srcset=\"https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2021\/12\/2022-conventional-loan-limit.jpg 706w, https:\/\/riverbankfinance.com\/blog\/wp-content\/uploads\/2021\/12\/2022-conventional-loan-limit-300x122.jpg 300w\" sizes=\"auto, (max-width: 706px) 100vw, 706px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">2022 Conforming Loan Limits by Property Type:<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>One-unit property: $647,200<\/li><li>Two-unit property: $828,700<\/li><li>Three-unit property: $1,001,650<\/li><li>Four-unit property: $1,244,850<\/li><\/ul>\n\n\n\n<p>In order for these areas to be deemed as high cost, 115% of the local median home value must exceed the baseline loan limit for that county. The high cost loan limited in these areas will increase by 150% of the baseline. <\/p>\n\n\n\n<p>This makes the maximum loan limit for these areas $970,800. A map of the U.S. counties and their maximum loan limits using the <a href=\"https:\/\/www.fhfa.gov\/DataTools\/Tools\/Pages\/Conforming-Loan-Limits-Map.aspx\">loan limit map<\/a>. There are no counties in Michigan that are considered to be a high cost area. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Michigan Loan Limits by County<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>County\n  Name<\/td><td>State<\/td><td>One Unit Limit<\/td><td>Two Unit Limit<\/td><td>Three Unit Limit<\/td><td>Four Unit Limit<\/td><\/tr><tr><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Alcona-County-Mortgage-Company\/\">Alcona<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Alger-County-Mortgage-Company\/\">Alger<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Allegan-County-Mortgage-Company\/\">Allegan<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Alpena-County-Mortgage-Company\/\">Alpena<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Antrim-County-Mortgage-Company\/\">Antrim<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Arenac-County-Mortgage-Company\/\">Arenac<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Baraga-County-Mortgage-Company\/\">Baraga<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Barry-County-Mortgage-Company\/\">Barry<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Bay-County-Mortgage-Company\/\">Bay<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Benzie-County-Mortgage-Company\/\">Benzie<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Berrien-County-Mortgage-Company\/\">Berrien<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Branch-County-Mortgage-Company\/\">Branch<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Calhoun-County-Mortgage-Company\/\">Calhoun<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Cass-County-Mortgage-Company\/\">Cass<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Charlevoix-County-Mortgage-Company\/\">Charlevoix<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Cheboygan-County-Mortgage-Company\/\">Cheboygan<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Chippewa-County-Mortgage-Company\/\">Chippewa<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Clare-County-Mortgage-Company\/\">Clare<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Clinton-County-Mortgage-Company\/\">Clinton<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Crawford-County-Mortgage-Company\/\">Crawford<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Delta-County-Mortgage-Company\/\">Delta<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Dickinson-County-Mortgage-Company\/\">Dickinson<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Eaton-County-Mortgage-Company\/\">Eaton<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Emmet-County-Mortgage-Company\/\">Emmet<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Genesee-County-Mortgage-Company\/\">Genesee<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Gladwin-County-Mortgage-Company\/\">Gladwin<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Gogebic-County-Mortgage-Company\/\">Gogebic<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Grand-Traverse-County-Mortgage-Company\/\">Grand\n  Traverse<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Gratiot-County-Mortgage-Company\/\">Gratiot<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Hillsdale-County-Mortgage-Company\/\">Hillsdale<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Houghton-County-Mortgage-Company\/\">Houghton<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Huron-County-Mortgage-Company\/\">Huron<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ingham-County-Mortgage-Company\/\">Ingham<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ionia-County-Mortgage-Company\/\">Ionia<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Iosco-County-Mortgage-Company\/\">Iosco<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Iron-County-Mortgage-Company\/\">Iron<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Isabella-County-Mortgage-Company\/\">Isabella<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Jackson-County-Mortgage-Company\/\">Jackson<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Kalamazoo-County-Mortgage-Company\/\">Kalamazoo<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Kalkaska-County-Mortgage-Company\/\">Kalkaska<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Kent-County-Mortgage-Company\/\">Kent<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Keweenaw-County-Mortgage-Company\/\">Keweenaw<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Lake-County-Mortgage-Company\/\">Lake<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Lapeer-County-Mortgage-Company\/\">Lapeer<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Leelanau-County-Mortgage-Company\/\">Leelanau<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Lenawee-County-Mortgage-Company\/\">Lenawee<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Livingston-County-Mortgage-Company\/\">Livingston<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Luce-County-Mortgage-Company\/\">Luce<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Mackinac-County-Mortgage-Company\/\">Mackinac<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Macomb-County-Mortgage-Company\/\">Macomb<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Manistee-County-Mortgage-Company\/\">Manistee<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Marquette-County-Mortgage-Company\/\">Marquette<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Mason-County-Mortgage-Company\/\">Mason<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Mecosta-County-Mortgage-Company\/\">Mecosta<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Menominee-County-Mortgage-Company\/\">Menominee<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Midland-County-Mortgage-Company\/\">Midland<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Missaukee-County-Mortgage-Company\/\">Missaukee<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Monroe-County-Mortgage-Company\/\">Monroe<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Montcalm-County-Mortgage-Company\/\">Montcalm<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Montmorency-County-Mortgage-Company\/\">Montmorency<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Muskegon-County-Mortgage-Company\/\">Muskegon<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Newaygo-County-Mortgage-Company\/\">Newaygo<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Oakland-County-Mortgage-Company\/\">Oakland<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Oceana-County-Mortgage-Company\/\">Oceana<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ogemaw-County-Mortgage-Company\/\">Ogemaw<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ontonagon-County-Mortgage-Company\/\">Ontonagon<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Osceola-County-Mortgage-Company\/\">Osceola<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Oscoda-County-Mortgage-Company\/\">Oscoda<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Otsego-County-Mortgage-Company\/\">Otsego<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Ottawa-County-Mortgage-Company\/\">Ottawa<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Presque-Isle-County-Mortgage-Company\/\">Presque\n  Isle<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Roscommon-County-Mortgage-Company\/\">Roscommon<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Saginaw-County-Mortgage-Company\/\">Saginaw<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Saint-Clair-County-Mortgage-Company\/\">Saint\n  Clair<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Saint-Joseph-County-Mortgage-Company\/\">Saint\n  Joseph<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Sanilac-County-Mortgage-Company\/\">Sanilac<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Schoolcraft-County-Mortgage-Company\/\">Schoolcraft<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Shiawassee-County-Mortgage-Company\/\">Shiawassee<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Tuscola-County-Mortgage-Company\/\">Tuscola<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Van-Buren-County-Mortgage-Company\/\">Van\n  Buren<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Washtenaw-County-Mortgage-Company\/\">Washtenaw<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Wayne-County-Mortgage-Company\/\">Wayne<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><tr><td><a href=\"https:\/\/riverbankfinance.com\/mortgage-refinance\/Michigan\/Wexford-County-Mortgage-Company\/\">Wexford<\/a><\/td><td>MI<\/td><td>$647,200 <\/td><td>$828,700 <\/td><td>$1,001,650 <\/td><td>$1,244,850 <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Apply for a Conventional Home Loan <\/h2>\n\n\n\n<p>Over 80% of all mortgages are <a href=\"https:\/\/riverbankfinance.com\/mortgage-programs\/conventional-mortgage.html\">conventional loans<\/a>. Conventional loans offer some of the lower mortgage rates and payments available for buying a home or refinancing. To apply for a Conventional Home Loan call Riverbank Finance today at 1-800-555-2098. <\/p>\n\n\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f185-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"185\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/4247#wpcf7-f185-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"185\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f185-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"ApplyFullHeader\" id=\"apply_form\">\n\t<p class=\"replaceheader\">Request Information Now!\n\t<\/p>\n<\/div>\n<div class=\"blueBox\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Name (required)\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\t<\/p>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Email (required)\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\t<\/p>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone:\" value=\"\" type=\"text\" name=\"your-phone\" \/><\/span>\n\t<\/p>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-goal\"><select class=\"wpcf7-form-control wpcf7-select\" aria-invalid=\"false\" name=\"your-goal\"><option value=\"Purchase\">Purchase<\/option><option value=\"Refinance\">Refinance<\/option><option value=\"Cash Out\">Cash Out<\/option><option value=\"More Information\">More Information<\/option><\/select><\/span>\n\t<\/p>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" placeholder=\"Your Message:\" name=\"your-message\"><\/textarea><\/span>\n\t<\/p>\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"referer-page\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text referer-page\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"referer-page\" \/><\/span><br \/>\n\t\n\t<\/p>\n\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner submit\" type=\"submit\" value=\"Submit Now!\" \/>\n\t<\/p>\n<\/div>\n<div style=\"text-align: justify; color:#666666;font-size: small;\">\n\t<p>By clicking \"Submit Now!\", you consent to receive calls and texts at the number you provided, including marketing by autodialer and prerecorded and artificial voice, and email, from Riverbank Finance LLC about your inquiry and other home-related matters, but not as a condition of any purchase; this applies regardless of whether you check, or leave un-checked, any box above. You also agree to our Privacy Policy and Terms of Use regarding the information relating to you. Msg\/data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. This no obligation inquiry does not constitute a mortgage application. To apply now or get immediate assistance, call us at 1-800-555-2098.\n\t<\/p>\n<\/div><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"34\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>With home values appreciating at a record breaking clip, the maximum conventional loan limit has also increased a substantial amount for 2022. The Federal House Finance Agency (FHFA) reviews home sales data on an annual basis and adjusts the max conforming loan limit to the rate of appreciation using the FHFA House Price Index (FHFA<a class=\"excerpt-read-more\" href=\"https:\/\/riverbankfinance.com\/blog\/2022-conventional-loan-limits-in-michigan\/\" title=\"Read2022 Conventional Loan Limits in Michigan\">&#8230; Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":4252,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4247","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local-michigan"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/posts\/4247","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/comments?post=4247"}],"version-history":[{"count":3,"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/posts\/4247\/revisions"}],"predecessor-version":[{"id":4256,"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/posts\/4247\/revisions\/4256"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/media\/4252"}],"wp:attachment":[{"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/media?parent=4247"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/categories?post=4247"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/riverbankfinance.com\/blog\/wp-json\/wp\/v2\/tags?post=4247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}