{"id":3047,"date":"2019-02-05T21:35:26","date_gmt":"2019-02-06T02:35:26","guid":{"rendered":"https:\/\/riverbankfinance.com\/blog\/?p=3047"},"modified":"2019-02-05T21:36:52","modified_gmt":"2019-02-06T02:36:52","slug":"use-your-tax-refund-to-buy-a-home","status":"publish","type":"post","link":"https:\/\/riverbankfinance.com\/blog\/use-your-tax-refund-to-buy-a-home\/","title":{"rendered":"Use Your Tax Refund to Buy a Home"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">If you have a goal of becoming a home owner, then now may be your opportunity. Using your tax refund for a down payment on a home is a great investment in your future.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rent prices are soaring and finding affordable rentals is not easy. Buying a home may save you a considerable amount of money over time compared to renting.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Should I Rent or Buy?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Buying a home is a big decision to consider. While there are pros and cons of each, being a homeowner has proven to be the American Dream. Being able to paint the walls the color you want, turn up the tunes and own pets may be enough for you to be a home owner. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Reasons to Rent a Home<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>No Property Taxes<\/li><li> No Maintenance Costs <\/li><li> Easy to Move <\/li><li> Lower Utility Costs <\/li><\/ul>\n\n\n<p><\/p>\n<h3 class=\"wp-block-heading\">Reasons to Buy a Home<\/h3>\n<p> <\/p>\n<ul class=\"wp-block-list\">\n<li>Have the Pride of Home Ownership<\/li>\n<li>Make the house the way you want it<\/li>\n<li>Lock in a Housing Payment<\/li>\n<li>Build Equity with Home Appreciation<\/li>\n<li>Have Pets<\/li>\n<li>Potential Tax Benefits<\/li>\n<\/ul>\n\n\n<h1 class=\"wp-block-heading\"><strong>Low Down Payment Home Loans<\/strong><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">With our low down payment home loans, even a small refund can be enough to help you become a home owner. Low down payment home loans include the following options:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/riverbankfinance.com\/mortgage-programs\/conventional-mortgage.html\">3% Down Conventional Loans<\/a><\/li><li><a href=\"https:\/\/riverbankfinance.com\/mortgage-programs\/usda-rural-housing-mortgage.html\">USDA Zero Down mortgage<\/a><\/li><li><a href=\"https:\/\/riverbankfinance.com\/mortgage-programs\/va-loan.html\">VA Loan with No Down Payment<\/a><\/li><li><a href=\"https:\/\/riverbankfinance.com\/mortgage-programs\/fha-mortgage.html\">FHA Loans with a 3.5% Down Payment<\/a><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If you are considering using your tax refund to buy a home, give us a call today at 800-555-2098 or request information below!<\/p>\n\n\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f185-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"185\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/3047#wpcf7-f185-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"185\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f185-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"application_form\">\n\t<div class=\"block_top\" id=\"apply_form\">\n\t<\/div>\n\t<div class=\"spacer_top\">\n\t<\/div>\n\t<div class=\"ApplyFullHeader\">\n\t\t<p class=\"replaceheader\">Request Home Loan Information Now!\n\t\t<\/p>\n\t<\/div>\n\t<div class=\"blueBox\">\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Name (required)\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Email (required)\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone:\" value=\"\" type=\"text\" name=\"your-phone\" \/><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-goal\"><select class=\"wpcf7-form-control wpcf7-select\" aria-invalid=\"false\" name=\"your-goal\"><option value=\"Purchase\">Purchase<\/option><option value=\"Refinance\">Refinance<\/option><option value=\"Cash Out\">Cash Out<\/option><option value=\"More Information\">More Information<\/option><\/select><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" placeholder=\"Your Message:\" name=\"your-message\"><\/textarea><\/span>\n\t\t<\/p>\n\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"referer-page\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text referer-page\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"referer-page\" \/><\/span><br \/>\n\t\t\n\t\t<\/p>\n\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner submit\" type=\"submit\" value=\"Submit Now!\" \/>\n\t\t<\/p>\n\t<\/div>\n\t<div style=\"text-align: justify; color:#666666;font-size: small;\">\n\t\t<p>By clicking \"Submit Now!\", you consent to receive calls and texts at the number you provided, including marketing by autodialer and prerecorded and artificial voice, and email, from Riverbank Finance LLC about your inquiry and other home-related matters, but not as a condition of any purchase; this applies regardless of whether you check, or leave un-checked, any box above. You also agree to our Privacy Policy and Terms of Use regarding the information relating to you. Msg\/data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. This no obligation inquiry does not constitute a mortgage application. To apply now or get immediate assistance, call us at 1-800-555-2098.\n\t\t<\/p>\n\t<\/div>\n<\/div><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"151\"\/><script>\ndocument.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );\n<\/script>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>If you have a goal of becoming a home owner, then now may be your opportunity. 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