{"id":282,"date":"2012-01-30T18:03:26","date_gmt":"2012-01-30T18:03:26","guid":{"rendered":"http:\/\/riverbankfinance.com\/blog\/?p=282"},"modified":"2012-12-10T17:46:26","modified_gmt":"2012-12-10T17:46:26","slug":"fannie-mae-and-freddie-mac-loan-lookup-tool","status":"publish","type":"post","link":"https:\/\/riverbankfinance.com\/blog\/fannie-mae-and-freddie-mac-loan-lookup-tool\/","title":{"rendered":"Fannie Mae and Freddie Mac Loan Lookup Tool"},"content":{"rendered":"

\"Lookup<\/a>The Home Affordable Refinance Program<\/a> (HARP) is a great opportunity for those homeowners who have found themselves in a sticky situation.\u00a0 Anyone who is in an \u201cunderwater\u201d situation with their mortgage, HARP was developed to solely help those people.\u00a0 With extremely \u201crelaxed\u201d guidelines, it\u2019s possible for the majority of homeowners to take full advantage of a program that could help potentially retool their lives by relieving the mass amount of stress being \u201cunderwater\u201d brings along.\u00a0 Before anyone can take advantage of the program, they must meet the standing guidelines.\u00a0 Though they may be easy to meet, people should still be aware of the biggest guideline in place.\u00a0 That they\u2019re mortgage loan must be owned or guaranteed by either Fannie Mae<\/em> or Freddie Mac<\/em>.<\/p>\n

How can you determine what company may own your loan though?\u00a0 There\u2019s actually a fairly simple way to search Fannie Mae<\/em> and Freddie Mac<\/em> databases to know if you meet the HARP guideline.\u00a0 First up, we will check with the Fannie Mae<\/em> databases.\u00a0 First you need to head on over to their loan lookup tool<\/a>, which will open in another window\/tab.\u00a0 From that point on, just follow the on screen information and enter the data required.\u00a0 Once that is done, a message will come back either possibly confirming or denying the loan\u2019s status on that property.\u00a0 Now with Fannie <\/em>Mae, they don\u2019t guarantee the information is full proof meaning you may have to go to other measures they suggest in order to confirm the status of the loan.<\/p>\n

The process with Freddie Mac<\/em> is a bit more intensive but will lead you to a potential answer that you\u2019re looking for.\u00a0 Click on over to their loan lookup tool<\/a> and again, just follow the on screen criteria.\u00a0 Once you have entered all the necessary information, you\u2019ll then know if you can qualify for the Home Affordable Refinance Program.<\/p>\n

One last piece of criteria you need to be sure of is the sale date of your mortgage loan.\u00a0 The HARP guidelines state; if your loan was sold to either Fannie <\/em>Mae or Freddie Mac <\/em>on, or anytime, after June 1, 2009.\u00a0 You cannot take advantage of the program.<\/p>\n

Now of course there are other guidelines for HARP so be sure to review that information.\u00a0 If you would like to receive some help regarding the HARP program; either call us at 1-800-555-2098<\/strong> or fill out the email form below.<\/p>\n

Help with your mortgage information?<\/h2>\n\n
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