{"id":2047,"date":"2016-11-29T16:54:01","date_gmt":"2016-11-29T16:54:01","guid":{"rendered":"http:\/\/riverbankfinance.com\/blog\/?p=2047"},"modified":"2016-12-08T21:00:28","modified_gmt":"2016-12-08T21:00:28","slug":"five-reasons-to-buy-a-home-in-the-winter","status":"publish","type":"post","link":"https:\/\/riverbankfinance.com\/blog\/five-reasons-to-buy-a-home-in-the-winter\/","title":{"rendered":"Five Reasons to Buy a Home in the Winter"},"content":{"rendered":"

5\u00a0Reasons to Buy a Home in the Winter<\/h3>\n

Baby, its cold outside\u2014and its only going to get colder. Before you put your home search on hold for the next four months, check out these benefits of buying a home in the winter!<\/p>\n

1. Less Competition<\/h4>\n

During the winter months, there are less buyers shopping, and therefore less offers to compete with. While other buyers are traveling for the holidays, tying up year-end projects at work, or bundling up at home, you\u2019ll get the jump on the next hot new listing. There\u2019s also less of a chance you\u2019ll get caught up in a bidding war, keeping your purchase price low.<\/p>\n

2. See the Home at its Worst<\/h4>\n

During the warmer months, it may be more difficult to inspect certain essentials like HVAC and windows. You\u2019ll get a better idea of how a house holds up when the weather is at its worst. Is the basement dry? Are the windows drafty? Are there frozen pipes? How often does the furnace run? These questions provide you the unique opportunity to see how a home tolerates Michigan\u2019s worst weather.<\/p>\n

Related: Include Renovation Costs in your Mortgage<\/a><\/p>\n

3. Sellers are Motivated<\/h4>\n

Just as buyers are less likely to begin their house hunt in the winter, sellers are less likely to put their home on the market during the winter months. This means winter sellers fit into one of two categories: they\u2019re trying to sell a property that didn\u2019t sell during the peak real estate season, or they\u2019re eager to sell quickly and didn\u2019t care to wait until the Spring. Either way, winter sellers are more likely to negotiate terms such as closing costs, possession time, and most importantly\u2014 the sales price.<\/p>\n

4. Get the VIP Treatment<\/h4>\n

Now, let me preface this by saying that any Realtor worth their weight will work hard for you no matter what time of year it is\u2014but the truth is you\u2019ll be receiving responses to your emails much faster in the winter months than you will come April. They\u2019ll be juggling fewer clients in the cold and snow, and have more time on their hands to focus on finding you your dream home.<\/p>\n

5. Get Settled Before Spring<\/h4>\n

I don\u2019t know about you, but my spring and summers are busy. After a long Michigan winter cooped up inside, the last thing I want to do is waste my warm sunny weekends moving, unpacking, painting, or remodeling. Buying a home during the winter months allows you to finish off those first few projects before vacations, weddings, festivals and trips to the beach fill up your weekends.<\/p>\n

So there you have it! Don\u2019t let the impending frigid temperatures keep you from finding your dream home this winter. A true Michigander wouldn\u2019t be scared off by a little snow, would they?<\/p>\n

Have a specific scenario you\u2019d like to run past us? Give us a call to speak with one of our licensed loan officers. We would love to recommend the best loan program for you and your situation.<\/p>\n

Get More Information<\/h3>\n

To apply for a Mortgage or Refinance call Riverbank Finance today at 1-800-555-2098.<\/p>\n\n

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