{"id":306,"count":30,"description":"The Home Affordable Refinance Program ended in 2018, but the problem it solved didn't disappear. This category covers what replaced HARP and what your options look like if you owe close to or more than your home is worth: Fannie Mae's RefiNow, Freddie Mac's Refi Possible, and the high-LTV refinance programs built for borrowers with little or no equity. You'll find posts on qualifying requirements, how lenders calculate your loan-to-value ratio, and what to do if none of these fit your situation.","link":"https:\/\/riverbankfinance.com\/blog\/category\/home-affordable-refinance-program-2\/","name":"Home Affordable Refinance Program","slug":"home-affordable-refinance-program-2","taxonomy":"category","parent":0,"meta":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"The Home Affordable Refinance Program ended in 2018, but the problem it solved didn\u2019t disappear. 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