{"id":305,"count":74,"description":"Refinancing makes sense for a few different reasons, and the math looks different for each one. This category covers when refinancing your mortgage is worth it and when it isn't: lowering your rate, shortening your term, pulling cash out of your equity, dropping mortgage insurance, or moving off an adjustable loan. You'll find posts on break-even math and closing costs, how much equity you need, what lenders look at the second time around, and streamline options for FHA and VA borrowers who want a simpler path.","link":"https:\/\/riverbankfinance.com\/blog\/category\/refinance-2\/","name":"Refinance","slug":"refinance-2","taxonomy":"category","parent":0,"meta":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Refinancing makes sense for a few different reasons, and the math looks different for each one. 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