Tag: first time home buyer

Five Reasons to Buy a Home in the Winter

5 Reasons to Buy a Home in the Winter Baby, its cold outside—and its only going to get colder. Before you put your home search on hold for the next four months, check out these benefits of buying a home in the winter! 1. Less Competition During the winter months, there are less buyers shopping, and… Read more »

Using Gift Funds for your Down Payment

Using Gift Funds for your Down Payment Not everyone has thousands of dollars lying around for a down payment when they are in the market to purchase a home, so receiving a gift can be a great option!  Here’s what you need to know, if you’re lucky enough to receive a down payment gift. There… Read more »

Tips to Avoid Closing Delays when Buying a Home

Mortgage Closings are stressful. Let’s not add to it! Congratulations! You have found the home of your dreams! You have all of your documentations in order! You are ready to move in! All you have to do is close on your mortgage! But wait, did something go wrong that could potentially prolong your loan closing?… Read more »

It’s your first home, don’t let credit hold you back!

Credit is Crucial! When you start thinking of buying a home one of the first things you should do is check your credit score.  Contact a loan officer at Riverbank Finance to get a free credit report (or get an instant credit report online now).  If you find that you don’t have good credit, you… Read more »


Foreclosures selling fast and at 20% Off Finding a good deal on a home is not as easy as it used to be.  The housing market has started to recover and pick up steam.  Homes for sale are starting to receive multiple bids now instead of not receiving any bids.  The Nation Association of Realtors… Read more »

First Time Home Buyer Help

If you haven’t seen our previous blog posts regarding tips for first-time homebuyers, here’s what we have reviewed so far.  What house you can afford, selecting the right home, finding a real estate agent, loan pre-approval process and bidding on your first home. Be sure to visit all of those articles for some great tips… Read more »

Bidding on Your First Home

We recently covered the importance of selecting a real estate agent and becoming pre-approved for a loan.  The next step is to place a bid on the house you’d like to call “home.”  There are some things you need to first consider before making a bid, as you want to be sure you make an… Read more »