Bidding on Your First Home

We recently covered the importance of selecting a real estate agent and becoming pre-approved for a loan.  The next step is to place a bid on the house you’d like to call “home.”  There are some things you need to first consider before making a bid, as you want to be sure you make an… Read more »

Obama’s NEW Mortgage Program

During his State of the Union address, President Barack Obama announced a new refinance program, which would help “responsible” borrowers finding themselves in “underwater” situations to refinance their mortgages.  This could greatly benefit millions of homeowners, that is, as long as Congress allows the plan to pass on through, however at this point is up… Read more »

Fannie Mae and Freddie Mac Loan Lookup Tool

The Home Affordable Refinance Program (HARP) is a great opportunity for those homeowners who have found themselves in a sticky situation.  Anyone who is in an “underwater” situation with their mortgage, HARP was developed to solely help those people.  With extremely “relaxed” guidelines, it’s possible for the majority of homeowners to take full advantage of… Read more »

National Housing Market Status

Home many times have you heard on the news or read in the paper of the past five years how the housing market is struggling?  How many times have you joked with friends and family about the market when inside you’ve though how dark of a time the market is in?  Now yes, the housing… Read more »

Pre-Approval Process to Buy a Home in Michigan

Previously we went over the process of picking the proper real-estate agent for your home hunting needs so the next step is to determine the best mortgage program.  Most people do not have thousands of dollars in savings to buy a home with cash so a mortgage will be necessary.  A statistic from the National… Read more »

Fed Rates to be Low Until 2014

The feds have just announced that they will be keeping the Federal Reserve rates low until 2014.  In the past they announced that rates would remain low until the middle of 2013, which helped the market confidence and ensures recovery.  The recovery has been present however it has not been as “booming” as economic analysts… Read more »


We’ve lightly discussed the Home Affordable Refinance Program (HARP) on this blog in the recent past.  To freshen up your mind, HARP was instated to allow for those homeowners who are currently “underwater” to potentially refinance and get themselves into stress-free position regarding their mortgage rates.  HARP is beneficial to countless homeowners but that number… Read more »

How to Find the Best Real Estate Agent in Michigan

When you’re out on the hunt for a new home it’s very likely you’ll encounter situations that could be best assessed with a professional real estate agent.  As a buyer, you have full-access to an agent at no cost to you.  For those of you who don’t know, the seller of the home pays real-estate… Read more »