Michigan First Time Home Buyer Grant | Free $3000 MSHDA Credit for first time home buyers

**This program has expired – please visit No Down Payment Mortgage for other options.** Homebuyer Assistance and HARP Refinance Grant Programs Due to the National Mortgage Settlement, Michigan received $97.2 million for the purpose of creating the Homeowner Protection Fund and has created 2 new programs for the mortgage industry. 1. HOMEBUYER ASSISTANCE – $15 million… Read more »

Top 3 Reasons to Refinance your Mortgage

Are you ready for a change? Are you looking for a reason to refinance your home? Well below is a list of the Top Three Reasons why you should refinance. As your income and lifestyle changes over time it is important to have a home loan that is consistent with your financial situation. 1. Refinance… Read more »

Top 3 Things You Need to Know When Buying a Home

One of the biggest decisions if not the biggest decision you may ever make in your life is purchasing a home. With that said, there a few very important things you need to know before making what could be a huge financial, physical, and mental decision. Here are the Top Three Things you need to… Read more »

10 Ideas for Decorating your Home for the Holidays

Hot cocoa is in hand… “Deck the Halls” is playing in the background… It’s time to flip the calendar from November to December and decorate your home for the Christmas holidays! Christmas decorations should be about the memories of Christmas’s past. Bring in tradition and family rituals to make Christmas the same familiar warm event… Read more »

Tis the Season to Refinance your Home

It’s that time of year again with the holiday’s right around the corner. Many homeowners take pride in being able to decorate their homes to celebrate the seasons. It’s one of the best parts of homeownership. Often times making it well worth the headaches and financial burdens that also come along with homeownership. Our homes… Read more »

Bank or Broker for a HARP Mortgage Refinance?

Many people have the misconception that to qualify for the Home Affordable Refinance Program they must contact their current servicer to refinance when they are underwater.  This is not the case.  While your current servicer or bank may be able to offer one option to drop your payment, many times they do not offer the… Read more »

Michigan HARP Lenders

Many homeowners are dealing with the reality of their home now being worth much less than what they currently owe on their mortgage. Unfortunately there aren’t a lot of options to help homeowners who are facing this problem, but luckily the HARP program was created. While there may not be many HARP lenders in Michigan,… Read more »