UNLIMITED LTV FREDDIE MAC HARP REFINANCE IS HERE!

Unlimited LTV Freddie Mac HARP refinancing through the Open Access Refinance Program.  HARP Open Access assists borrowers who are making timely mortgage payments, but have been unable to refinance due to declining home values. The program helps home owners to better their financial positions for successful, long-term, home ownership. The program has recently been adjusted to allow… Read more »

5 VALENTINE IDEAS WHICH SAY I LOVE YOU TOO YOUR SWEETIE

Valentines Day is right around the corner so we thought it would be fun to talk about our significant other and what we can do for them.  People have a love hate relationship with this holiday.  Some people simply call it a “Hallmark Holiday” where other fell it is an important day to reconnect with… Read more »

WHAT TO EXPECT FROM MORTGAGE AND HOUSING in 2013

Here we are already into the halfway point of February.  My how time flies when you are having fun.  Now that we have one and half months of data we can start to figure out what is going on in the 2013 housing market.  Are we picking up steam or are we losing ground.  This… Read more »

Changes to the Postal Service | Stamp Prices Rising | No Saturday Mail Delivery

The United State Postal Service has been making some major changes to help reduce their exorbitant losses they have been suffering.  Last year alone the USPS reported losses of 15.9 billion dollars for the fiscal year end on Sept 30th. That amounts to losses of $43,561,643.84 each day of the year!  These losses clearly cannot… Read more »

MORTGAGE STEALTH STIMULUS | COMPLIMENTS OF FANNIE, FREDDIE AND THE OBAMA ADMINISTRATION

The Obama Administration is planning to launch yet another mortgage refinance program in the new year. This program is going to target subprime borrowers, who are current on their loans but underwater with these loans, extending government support to the mortgage market to yet another borrower group. The timing raises the question of why this… Read more »

THE FISCAL CLIFF AND MORTGAGE RATES

EXPERTS CONCERNED ON WHAT FISCAL CLIFF MEANS FOR MORTGAGR RATES We can’t get through the end of the year without more drama coming from Washington and there more financial market drama.  The talk of the Fiscal Cliff has put shock waves in the markets and caused much uncertainty.  Whenever there is financial uncertainty rates start… Read more »

How to Save with the Mortgage Interest Tax Deduction

The average person that files taxes gets between three to four thousand dollars on their income tax returns. If you get less then it is important to figure out all the tips and tricks to rake it in when it comes to April 15th for tax season. One way would be to increase your deductions… Read more »

Tips for Staging your Home to sell Quickly

Before selling your home, one the most important things to do is staging your home. Staging is making your home better looking to the eyes of the homebuyers that will be passing through. Of course you will need to take care of the basics such as cleaning and tidying up the place but also be… Read more »