TOP VA LOAN QUESTIONS FOR U.S. HOMEOWNERS

After serving your country you may be entitle to many benefits including the VA home for a new home purchase, refinance or even a Cash-Out Refinance. What is a VA home loan? According to http://www.benefits.va.gov/homeloans/, “VA helps Service members, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we… Read more »

6 BACK-TO-SCHOOL SAVINGS TIPS THAT ALL SHOPPERS MUST KNOW!

#1 BACK TO SCHOOL SAVINGS TIP: Shop Thrift Stores Go to the thrift stores. Unlike the big box stores, thrift stores do not typically advertise on tv and billboards so they may slip by your mind.  For back to school shopping forget about the expensive big box stores and buy last years clothes from the… Read more »

The Housing Market is on Fire with Half of homes Selling in a Month!

Home Sales are Fast and Furious in the calendar month of June, homes sales totaled more than 5 million, According to the National Association of REALTORS®  on a seasonally-adjusted, annualized basis and shows no signs of slowing. More than half of homes that were listed through the MLS system were sold within 30 days or roughly… Read more »

WHERE ARE ALL OF THE FIRST TIME HOME BUYERS?

What’s going on with the first time homebuyer? It is hard to decipher the recent housing number reports as all of the first time home buyer seem to be disappearing. Because of recent market changes the May housing report is at it’s highest numbers since May 2006. Bloomberg, also reported that mortgage applications have sunk… Read more »

VA MORTGAGE LOAN INCOME GUIDELINES

When apply for a VA mortgage loan it is important to know the income guidelines to qualify for your home purchase. Most people already know the basics about  no-down payment mortgage programs including the VA home loan, however it is important to understand how your income will be qualified as a military veteran. VA loan income… Read more »

Mortgage Rates Higher After Stronger Then Expected Jobs Report

The all important Jobs report just recently came out and beat Wall Street’s expectations by a large margin.  There were 195,000 new jobs last month and also more positive revisions to the last two months of reports.  This has caused the bond markets to react negatively which in turn has raised interest rates.  Some experts… Read more »

BUYING A HOME IN A SELLERS MARKET | MAY HOME SALES

May sales indicate the US housing market is blazing a trail to the best start in the past six years according to the National Association of REALTORS® (NAR).  With their monthly existing home sales reports analyzed we can see that “existing” homes sold climbed to 5.18 million for May of this year. With more homes… Read more »