Important Mortgage Program Updates Regarding USDA Loans, Conventional Loans and FHA Loans

FHA Back to Work Program: Buying a Home after Foreclosure or Bankruptcy The Federal Housing Administration (FHA) has announced a program that allows a borrower to buy a home sooner after foreclosure, bankruptcy, deed-in-lieu, or short-sale. This new FHA program is called The Back to Work Program. This is an extension of the current FHA… Read more »

Top Reasons to Buy a Condo in Grand Rapids MI

One of the most popular  and affordable real estate options are to buy a condo in Grand Rapids, MI. Condo, which is short for Condominium, is somewhat like a perfect mix between an apartment and a house. There are many advantages to buying a condo versus purchasing a home. It allows homeowners to invest and build… Read more »

Top West Michigan Sporting Events

Sports events are amount the top things to do in West Michigan. The city of Grand Rapids and its surrounding suburbs host an array of events and games the residents love and enjoy. Many of the sporting events draw thousands of tourist and visitors each year. Here are just 5 of the top sporting events… Read more »

FHA Back to Work After Government Shutdown

While the Federal Housing Administration (FHA) was not fully closed during the government shutdown, they were running on limited staff for the 16 days of uncertainty. Most FHA Lenders and Banks continued to process and fund FHA loans during this time which has created a backlog of FHA endorsements and questions from these companies. In response to undoubtedly hundreds of… Read more »

The Government Shutdown is Over: Now Can I Close my Home Loan?

12:51 AM this morning of October 17th, 2013, President Obama signed a bill extending the Federal Government debt ceiling and allowing the Government Shutdown to end.  The US House of Representatives voted 285 to 144 to pass the bill which allows the government to reopen.  The US Senate had also passed this bill with an… Read more »

10 Reasons to Move to Grand Rapids, Michigan

Grand Rapids, Michigan is a city with a metro area of over a million people and is one of the most desired places to relocate in the world. The city is known as a great place for jobs, education, diversity, safety, and fun. The economy in the region is constantly growing and the real estate… Read more »

The Government Shutdown and Home Loans for Homebuyers

Buying a home can have many challenges from critical underwriters to conservative appraisers however, on the long list of things that can go wrong with a home loan you would not expect a government shutdown to be a factor. As of 12:00 AM today on October 1st, 2013 the Federal government has now shut down… Read more »

10 Reasons to Buy a House while still in College

There are many reasons why buying a house while still in college can be beneficial. Leaving the nest of your parent’s home and finding your own place to live during college can be a lot of work.  Most college housing is overpriced and hard to get into so why not review your options and buy… Read more »