Grand Rapids MortgageEveryone has been affected in some way by the big hit the housing market recently took. There are still plenty of foreclosures out there along with people spending money on mortgages they can’t afford to spend. Luckily, Grand Rapids Mortgage Rates are one of our specialties. We here at Riverbank Finance love to help out local homeowners save a pretty penny with their mortgages.

Today’s rates are at record low points and that’s not just some random selling point. The rates are at a point that no previous time in history could really rival where they stand. As of 5/26/2012 30 year fixed rate mortgages are at 3.72% / 3.966% APR; The 15 year fixed rate is also at a record low standing at 3.125% / 3.964% APR (CLICK TO SEE ASSUMPTIONS).

There are of course other options out there if you find yourself in a sticky situation with your mortgage such as being “underwater.” Or owing more on your mortgage than your home is worth. We specialize in just about every conceivable type of mortgage refinance program that is available. Every thing from the Home Affordable Refinance Program (HARP) to the FHA (Federal Housing Administration) Streamline Refinance program are things we deal with every single week. It’s likely that we have even helped one of your neighbors take control of their mortgage rates.

Related: See today’s Grand Rapids Mortgage Rates.

Now of course we can constantly say that you will save a boat load of cash but in reality, how much could you truly expect to save? Well in fact, you could buy your own boat! Just as long as you’re willing to deal with the gas prices. A borrower with a $200,000 mortgage at a 6% rate would save a total of $272.87 per month which equates to $3,274 over the year.

Now if you’re looking to end the stress of your mortgage payments by greatly reducing your rates then we’re here for you! All you need to do is call us at 1-800-555-2098. You can also fill out the email form below.

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