If you bought or refinanced your home in 2023 or 2024 — when mortgage rates were at their peak — there’s a good chance you’re paying more than you need to right now. And if you have a VA loan, there’s a program built specifically to fix that: the VA IRRRL. Most veterans have never… Read more »
Today, 7/30/2025, President Trump signed the VA Home Loan Program Reform Act into law, and for thousands of veterans across the country, this could be a game-changer. This bill passed unanimously in both the House and the Senate, which is nearly unheard of in politics. Drop your rate with a VA IRRRL Refinance Mortgage If… Read more »
VA Loans are mortgages guaranteed by the US Government for military members who have served our country. With no down payment required, VA Loans are one of the best loan options. Underwriting requirements are flexible which allows for low credit scores and short wait periods after bankruptcy and foreclosure. We currently offer Zero Down VA… Read more »
The Department of Veteran Affairs has announced a major change that will waive the condo approval process for homes built as site condos in Michigan. This change will open up the availability of homes for VA loans and speed up the home loan process. Effective immediately, site condominiums in the state of Michigan will be… Read more »
On November 28, 2017, it was announced by the Federal Housing Finance Agency, or FHFA, that for 2018 the baseline loan limit for conforming loans will increase from $424,100 to $453,100. This is due to raising house prices and real estate appreciation. According to the FHFA, from the third quarter of 2016 to the third… Read more »
If you want to buy a house, you have to meet certain requirements in order to secure a mortgage. What if you do not meet the requirements for income and credit history? The good news is you can ask someone to cosign on your loan, even if they won’t live at your house. Here’s what… Read more »
If you have a Veterans Affairs (VA) Loan on your first home and are thinking about buying a second property, you can get more than one VA Loan without having to sell or refinance your current home. This is called VA Loan second-tier entitlement. The higher tier entitlement kicks in for purchases over $144,000 per… Read more »
Three years after the Civil War ended, Memorial Day was established to honor our veterans on the last Monday of May every year. But that’s not the only thing the US Government has done for veterans. Started in 1944, the VA Loan program makes the burden of getting a mortgage easier for qualifying veterans and surviving… Read more »
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