Refinance

Refinancing makes sense for a few different reasons, and the math looks different for each one. This category covers when refinancing your mortgage is worth it and when it isn’t: lowering your rate, shortening your term, pulling cash out of your equity, dropping mortgage insurance, or moving off an adjustable loan. You’ll find posts on break-even math and closing costs, how much equity you need, what lenders look at the second time around, and streamline options for FHA and VA borrowers who want a simpler path.