Category: Mortgage Tips

How to Play the Rate Lock Game

How do Mortgage Rates Work? There are some things that are way beyond our control.  One of those things is mortgage rates.  Mortgage rates fluctuate all the time.  They fluctuate many times a day sometimes.  They fluctuate based on the financial markets.  The better the financial markets get the worse rates get as a general… Read more »

5 VALENTINE IDEAS WHICH SAY I LOVE YOU TOO YOUR SWEETIE

Valentines Day is right around the corner so we thought it would be fun to talk about our significant other and what we can do for them.  People have a love hate relationship with this holiday.  Some people simply call it a “Hallmark Holiday” where other fell it is an important day to reconnect with… Read more »

WHAT TO EXPECT FROM MORTGAGE AND HOUSING in 2013

Here we are already into the halfway point of February.  My how time flies when you are having fun.  Now that we have one and half months of data we can start to figure out what is going on in the 2013 housing market.  Are we picking up steam or are we losing ground.  This… Read more »

Changes to the Postal Service | Stamp Prices Rising | No Saturday Mail Delivery

The United State Postal Service has been making some major changes to help reduce their exorbitant losses they have been suffering.  Last year alone the USPS reported losses of 15.9 billion dollars for the fiscal year end on Sept 30th. That amounts to losses of $43,561,643.84 each day of the year!  These losses clearly cannot… Read more »

How to Save with the Mortgage Interest Tax Deduction

The average person that files taxes gets between three to four thousand dollars on their income tax returns. If you get less then it is important to figure out all the tips and tricks to rake it in when it comes to April 15th for tax season. One way would be to increase your deductions… Read more »

Top 3 Reasons to Refinance your Mortgage

Are you ready for a change? Are you looking for a reason to refinance your home? Well below is a list of the Top Three Reasons why you should refinance. As your income and lifestyle changes over time it is important to have a home loan that is consistent with your financial situation. 1. Refinance… Read more »

Top 3 Things You Need to Know When Buying a Home

One of the biggest decisions if not the biggest decision you may ever make in your life is purchasing a home. With that said, there a few very important things you need to know before making what could be a huge financial, physical, and mental decision. Here are the Top Three Things you need to… Read more »