Category: Mortgage Tips

Five Easy Ways to Pay Off your Mortgage Faster

If you are a person that plans for the future then you most likely have given thought about paying down your mortgage. For many families, your mortgage is the largest debt you have above car loans, student loans, credit cards and personal loans.  You should put an equal amount of focus on paying off this… Read more »

Buy a house with your Tax Refund as a Down Payment

The end of the year can be a very joyous time for many of us. It is a time when we can spend some quality time with our families, experience the joy of giving to others, and reflect on how thankful we are. The end of the year also allows us to reflect on our… Read more »

How to Apply for a Mortgage Loan

The first step to becoming a homeowner is applying for a mortgage. This is a crucial step in the home buying process that cannot be overlooked. Many times, real estate agents even require that you are preapproved by a mortgage company before they will spend their time showing you homes. It is important to know that… Read more »

Why Property Taxes go up after Buying a Home

Be sure to investigate property taxes before you buy a home. Sure, the real estate listing may estimate the current property taxes but you need to take it a step further to get the full tax costs. One common tax number that is overlooked is the SEV or State Equalized Value. Property taxes are based… Read more »

FHA Back to Work After Government Shutdown

While the Federal Housing Administration (FHA) was not fully closed during the government shutdown, they were running on limited staff for the 16 days of uncertainty. Most FHA Lenders and Banks continued to process and fund FHA loans during this time which has created a backlog of FHA endorsements and questions from these companies. In response to undoubtedly hundreds of… Read more »

10 Reasons to Buy a House while still in College

There are many reasons why buying a house while still in college can be beneficial. Leaving the nest of your parent’s home and finding your own place to live during college can be a lot of work.  Most college housing is overpriced and hard to get into so why not review your options and buy… Read more »

6 BACK-TO-SCHOOL SAVINGS TIPS THAT ALL SHOPPERS MUST KNOW!

#1 BACK TO SCHOOL SAVINGS TIP: Shop Thrift Stores Go to the thrift stores. Unlike the big box stores, thrift stores do not typically advertise on tv and billboards so they may slip by your mind.  For back to school shopping forget about the expensive big box stores and buy last years clothes from the… Read more »

The Housing Market is on Fire with Half of homes Selling in a Month!

Home Sales are Fast and Furious in the calendar month of June, homes sales totaled more than 5 million, According to the National Association of REALTORS®  on a seasonally-adjusted, annualized basis and shows no signs of slowing. More than half of homes that were listed through the MLS system were sold within 30 days or roughly… Read more »